St. Louis County property record for 4118 Gladstone St, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.25 ba · 1,093 sqft · built 1923 |
| Lot Size | 0.16 acres (7,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $87,500 (Apr 2014) |
| Tax Bill | $2,754 (2026) |
| Deeds & Mortgages | Nov 2021 Line of Credit Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3010-04400 |
| Primary APN | 010-3010-04400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,093 sqft Gross Area |
| 1st Floor Area | 781 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Bungalow |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 7,000 sqft (0.16 acres) |
| Garage Area | 299 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 54 sqft |
| Deck Area | 96 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1023601 |
|---|---|
| Street Address | 4118 GLADSTONE ST |
| City | DULUTH |
| State | MN |
| Zip | 55804-1954 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0005 BLOCK:055 SERIAL # |
| Legal Subdivision | LONDON ADDITION |
| Legal Block | 55 |
| Legal Lot Number | 5 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 600 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4118 GLADSTONE ST, DULUTH, MN 55804-1954 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2021 | Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU |
| Nov 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SERVION INC |
| Aug 10, 2020 | Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU |
| Jan 12, 2017 | Quit Claim Deed, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 2014 · Amount on Record |
| Deed Sale | Apr 7, 2014 · Amount on Record |
| Prior Sale | May 24, 2013 |
| Deed Document Number | 2014219745 |
| Last Transfer Date | Dec 23, 2016 |
| Transfer Doc | 0001302057 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4118 GLADSTONE ST, DULUTH, MN 55804-1954 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001430801 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 1430801 |
| Name | NORTHERN COMMUNITIES CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4118 GLADSTONE ST, DULUTH, MN 55804-1954 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2022 |
| Title Company | AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0001429659 |
|---|---|
| Date | Nov 9, 2021 |
| Instrument | 1429659 |
| Name | SERVION INC |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT PAUL, MN 55112 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4118 GLADSTONE ST, DULUTH, MN 55804-1954 |
| Document Number | 00A1389246 |
| Instrument Date | Aug 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4118 GLADSTONE ST DULUTH MN 558041954, DULUTH, MN 55804-1954 |
| Document Number | 00A1389246 |
|---|---|
| Date | Sep 1, 2020 |
| Instrument | A1389246 |
| Name | NORTHERN COMMUNITIES CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 31, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 12, 2017 |
| Property Address | 4118 GLADSTONE ST, DULUTH, MN 55804-1954 |
| Document Number | 00A1302057 |
| Instrument Date | Dec 23, 2016 |
| Instrument | A1302057 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2017 |
| Title Company | PIONEER ABSTRACT AND TITLE COMPANY INC, PIONEER ABS & TITLE CO INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4118 GLADSTONE ST DULUTH MN 558041954, DULUTH, MN 55804-1954 |
| Document Number | A1302058, |
|---|---|
| Date | Jan 12, 2017 |
| Instrument | A1302058 |
| Name | MEMBERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Address | CLOQUET, MN 55720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 11, 2047 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,754.00 (+7.24%) Homeowner's exemption | ||
| 2025 | $2,568.00 (+24.42%) Homeowner's exemption | $223,900 (+6.21%) Land $47,900 Building $176,000 | $223,900 (+6.21%) Land $47,900 Building $176,000 |
| 2024 | $2,064.00 | $210,800 (+39.05%) Land $46,200 Building $164,600 | $210,800 (+39.05%) Land $46,200 Building $164,600 |
| 2022 | $151,600 Land $35,600 Building $116,000 | $151,600 Land $35,600 Building $116,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2012) |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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