St. Louis County property record for 4128 Decker Rd, Duluth, MN 55811 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,568 sqft Gross Area |
| Lot Size | 108,900 sqft (2.5 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $353,851 (2021) |
| Tax Bill | $6,406.00 (2026) |
| Primary APN | 010-2710-05620 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,568 sqft Gross Area |
| 1st Floor | 1,568 sqft 1st Floor |
| Basement Area | 1,254 sqft Basement |
| Finished Basement | 1,254 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Lot Area | 108,900 sqft (2.5 acres) |
| Garage Area | 900 sqft Garage |
| Pool Type | Spa/Hot Tub (Only) Pool Type |
| Deck Area | Deck Area |
| Sauna | Sauna |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 1111304 |
|---|---|
| Street Address | 4128 DECKER RD |
| City | DULUTH |
| State | MN |
| Zip | 55811-3841 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | N 2 1/2 AC OF S 4 1/6 AC OF SW 1/4 OF NW1/4 OF SE 1/4 SERIAL # |
| Legal Range | 14W |
| Legal Township | 50N |
| Legal Section | 19 |
| Legal Subdivision | ENDION DIVISION |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | DULUTH |
| Census Blockgroup | 1 |
| Census Block | 1039 |
| Census Tract | 301 |
Source: St. Louis County records · APN 010-2710-05620
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4128 DECKER RD, DULUTH, MN 55811-3841 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 01, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 18, 2021 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Dec 20, 2017 | Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU |
| Jan 10, 2017 | Deed of Trust, Mortgage · Line of Credit SHARE ADVANTAGE CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 18, 2021 · Amount on Record |
| Deed Sale | Jun 18, 2021 · Amount on Record |
| Deed Doc Number | 20211416944 |
| Prior Transfer Date | Jul 03, 2019 |
| Prior Transfer Doc | 0001360326 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 01, 2026 |
| Property Address | 4128 DECKER RD, DULUTH, MN 55811-3841 |
| Document Number | 0001530095 |
| Instrument Date | Apr 01, 2026 |
| Instrument | 20261530095 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4128 DECKER RD, DULUTH, MN 55811-3841 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 18, 2021 |
| Property Address | 4128 DECKER RD, DULUTH, MN 55811-3841 |
| Document Number | 0001416944 |
| Instrument Date | Jun 07, 2021 |
| Instrument | 1416944 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2022 |
| Title Company | RESULTS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,167.71 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 4128 DECKER RD, DULUTH, MN 55811-3841 |
| Document Number | 0001416945 |
|---|---|
| Date | Jun 18, 2021 |
| Instrument | 1416945 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4128 DECKER RD, DULUTH, MN 55811-3841 |
| Document Number | 00A1325560 |
| Instrument Date | Dec 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 4128 DECKER RD DULUTH MN 558113841, DULUTH, MN 55811-3841 |
| Document Number | 00A1325560 |
|---|---|
| Date | Jan 09, 2018 |
| Instrument | A1325560 |
| Name | NORTHERN COMMUNITIES CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 08, 2033 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4128 DECKER RD, DULUTH, MN 55811-3841 |
| Document Number | 00A1302304 |
| Instrument Date | Jan 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 4128 DECKER RD DULUTH MN 558113841, DULUTH, MN 55811-3841 |
| Document Number | 00A1302304 |
|---|---|
| Date | Jan 18, 2017 |
| Instrument | A1302304 |
| Name | SHARE ADVANTAGE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 17, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,406.00 (+10.72%) Homeowner's exemption | ||
| 2025 | $5,786.00 (-10.02%) Homeowner's exemption | $467,600 (+8.97%) Land $52,900 Building $414,700 | $467,600 (+8.97%) Land $52,900 Building $414,700 |
| 2024 | $6,430.00 | $429,100 (+9.91%) Land $70,300 Building $358,800 | $429,100 (+9.91%) Land $70,300 Building $358,800 |
| 2022 | $390,400 Land $67,400 Building $323,000 | $390,400 Land $67,400 Building $323,000 |
4128 Decker Rd is in FEMA Zone AE, inside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · St. Louis County (27137C), updated March 24, 2025
| FEMA Flood Zone | Zone AE 1% annual chance, base flood elevation determined |
|---|---|
| Special Flood Hazard Area | Yes flood insurance required for federally backed mortgages |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 18th in Minnesota |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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