41272 N Foothills Dr, Polson, MT 59860 Property Records

Lake County property record for 41272 N Foothills Dr, Polson, MT 59860

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft · built 2020
Lot Size	1.64 acres (71,438 sqft)
Owner	Individual Name on Record
Tax Bill	$1,735 (2026)
Deeds & Mortgages	Dec 2018 Construction Loan Jan 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R615357`

Property Details

APN / Parcel Number

Primary APN	`R615357`
Alternative APNs	`15-3104-05-2-01-10-0000` `0000005422`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	71,438 sqft (1.64 acres)
Garage Type	Detached
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Account Number	0000005422
Street Address	41272 N FOOTHILLS DR
City	POLSON
State	MT
Zip	59860-7125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH COTTONWOOD SUBDIVISION, S05, T21 N, R19 W, LOT A, ACRES 1.64, IN POR OF NW
Legal Range	19W
Legal Township	21N
Legal Section	05
Legal Subdivision	NORTH COTTONWOOD SUBDIVISION
Legal Lot Number	A
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	3
Census Block	3008
Census Tract	940400

Owner

Source: Lake County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	41272 N FOOTHILLS DR, POLSON, MT 59860-7125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2018	Deed of Trust, Mortgage · Construction Mortgage GLACIER BANK
Jan 2, 2020	Deed of Trust, Mortgage · Line of Credit GLACIER BANK
Dec 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage GLACIER BANK
Apr 21, 2022	Deed of Trust, Mortgage · Line of Credit GLACIER BANK
Sep 1, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 31, 2022
Transfer Doc	0000600909
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	41272 N FOOTHILLS DR, POLSON, MT 59860-7125
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000566767
Date	Dec 7, 2018
Instrument	566767

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.87%
Index	1-Year CMT
Margin	3
Max Rate	9.87%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	41272 N FOOTHILLS DR, POLSON, MT 59860-7125
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000574521
Date	Jan 2, 2020
Instrument	574521

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59903

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	41272 N FOOTHILLS DR, POLSON, MT 59860-7125
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000574343
Date	Dec 20, 2019
Instrument	574343

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	41272 N FOOTHILLS DR, POLSON, MT 59860-7125
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41272 N FOOTHILLS DR, POLSON, MT 59860-7125

Mortgage

Document Number	0000597631
Date	Apr 21, 2022
Instrument	597631

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59903

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE MT
Recording Date	Sep 1, 2022
Property Address	41272 N FOOTHILLS DR, POLSON, MT 59860-7125
Document Number	0000600909
Instrument Date	Aug 31, 2022
Instrument	600909
Transaction Type	Transfer
Record Updated	Sep 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	41272 N FOOTHILLS DR, POLSON, MT 59860-7125

Tax Assessment & Valuation

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Ronan Elementary School District (PK - 08)
Secondary School District	Ronan High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,735.00 (-29.7%)	$530,100 (-)
2025	$2,468.00 (+1.82%)	$530,100 (+38.41%)	$530,100 (+38.41%) Land $126,036 Building $404,064
2023	$2,424.00	$383,000	$383,000 Land $71,580 Building $311,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 70% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Western Montana CommunityTel Fiber	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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