4126 Lake Blvd, Oceanside, CA 92056 Property Records

San Diego County property record for 4126 Lake Blvd, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,280 sqft · built 1971
Lot Size	0.94 acres (4,100 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Apr 2013)
Tax Bill	$2,885 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2025 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`168-090-31-00`

Property Details

APN / Parcel Number

Primary APN	`168-090-31-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,280 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	4,100 sqft (0.94 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4126 LAKE BLVD
City	OCEANSIDE
State	CA
Zip	92056-4731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 31 TR 006403
Legal Subdivision	MIRA COSTA TERRACE
Legal Tract	006403
Legal Block	2
Legal Lot Number	31
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1007
Census Tract	19805

Owner

4126 Lake Blvd is owned and occupied by two individuals who acquired it in July 2026.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4126 LAKE BLVD, OCEANSIDE, CA 92056-4731
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Grant Deed, Transfer · Line of Credit SAN DIEGO COUNTY CREDIT UNION
Sep 18, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SAN DIEGO COUNTY CU
Feb 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2013 · Amount on File
Deed Sale	Apr 9, 2013 · Amount on File
Deed Document Number	2013221400
Last Transfer Date	Jul 2, 2026
Transfer Doc	0000195701
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 8, 2026
Property Address	4126 LAKE BLVD, OCEANSIDE, CA 92056-4731
Document Number	0000195701
Instrument Date	Jul 2, 2026
Instrument	2026195701
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4126 LAKE BLVD, OCEANSIDE, CA 92056-4731

Mortgage

Document Number	0000195702,
Date	Jul 8, 2026
Instrument	2026195702

Lender

Name	SAN DIEGO COUNTY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 27, 2056

Interest

Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4126 LAKE BLVD, OCEANSIDE, CA 92056-4731
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4126 LAKE BLVD, OCEANSIDE, CA 92056-4731

Mortgage

Document Number	0000260324
Date	Sep 18, 2025
Instrument	2025-0260324

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92121

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2040

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4126 LAKE BLVD, OCEANSIDE, CA 92056-4731
Transaction Type	Mortgage
Record Updated	Feb 14, 2022
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4126 LAKE BLVD, OCEANSIDE, CA 92056-4731

Mortgage

Document Number	0000054454
Date	Feb 4, 2022
Instrument	2022-0054454

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4126 LAKE BLVD, OCEANSIDE, CA 92056-4731
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4126 LAKE BLVD, OCEANSIDE, CA 92056-4731

Mortgage

Document Number	0000316883
Date	Apr 23, 2021
Instrument	2021-0316883

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$276,319 (+2%) Land $226,084 Building $50,235
2025	$2,885.00 (+4.23%) Homeowner's exemption	$270,901 (+4.04%) Land $221,651 Building $49,250
2023	$2,768.00 (+1.62%) Homeowner's exemption	$260,384 Land $213,045 Building $47,339
2022	$2,724.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4126 Lake Blvd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	123 units insured incl. 92 condo units
Nearby Flood Claims	3 (1993–2025)
Most Recent Claim	Mar 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4126 Lake Blvd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Eastern tribal government · serves 1,076 people · EPA ID 090605007
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	CITY OF OCEANSIDE, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Spectrum, T-Mobile.

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