4122 Lake Blvd, Oceanside, CA 92056 Property Records

San Diego County property record for 4122 Lake Blvd, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,280 sqft · built 1971
Lot Size	0.92 acres (4,000 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Mar 2008)
Tax Bill	$3,505 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`168-090-32-00`

Property Details

APN / Parcel Number

Primary APN	`168-090-32-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,280 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	4,000 sqft (0.92 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4122 LAKE BLVD
City	OCEANSIDE
State	CA
Zip	92056-4731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 32 TR 006403
Legal Subdivision	MIRA COSTA TERRACE
Legal Tract	006403
Legal Block	2
Legal Lot Number	32
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1007
Census Tract	19805

Owner

4122 Lake Blvd is owned and occupied by two individuals who bought it in March 2008.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4122 LAKE BLVD, OCEANSIDE, CA 92056-4731
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP
Jan 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage WESCOM CTRL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2008 · Amount on File
Deed Sale	Mar 3, 2008 · Amount on File
Prior Sale	Sep 13, 2007 · Amount on File
Deed Document Number	2008108395
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4122 LAKE BLVD, OCEANSIDE, CA 92056-4731
Transaction Type	Mortgage
Record Updated	Jul 26, 2021
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4122 LAKE BLVD, OCEANSIDE, CA 92056-4731

Mortgage

Document Number	0000503812
Date	Jul 14, 2021
Instrument	2021-0503812

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4122 LAKE BLVD, OCEANSIDE, CA 92056-4731
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4122 LAKE BLVD, OCEANSIDE, CA 92056-4731

Mortgage

Document Number	0000544786
Date	Sep 16, 2020
Instrument	2020-0544786

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2045

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4122 LAKE BLVD, OCEANSIDE, CA 92056-4731
Document Number	0000026059
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Jan 31, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4122 LAKE BLVD OCEANSIDE CA 920564731, OCEANSIDE, CA 92056-4731

Mortgage

Document Number	0000026059
Date	Jan 17, 2020
Instrument	26059

Lender

Name	WESCOM CTRL CU
Type	Credit Union
Address	ANAHEIM, CA 92807

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4122 Lake Blvd was $3,505 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$334,931 (+2%) Land $214,357 Building $120,574
2025	$3,505.00 Homeowner's exemption	$328,364 Land $210,154 Building $118,210
2023	$3,364.00 (+1.63%) Homeowner's exemption	$315,616 Land $201,995 Building $113,621
2022	$3,310.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4122 Lake Blvd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	123 units insured incl. 92 condo units
Nearby Flood Claims	3 (1993–2025)
Most Recent Claim	Mar 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4122 Lake Blvd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Eastern tribal government · serves 1,076 people · EPA ID 090605007
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	CITY OF OCEANSIDE, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Spectrum, T-Mobile.

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