4126 Great Falls Loop, Middleburg, FL 32068 Property Records

Clay County property record for 4126 Great Falls Loop, Middleburg, FL 32068

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,856 sqft · built 2015
Lot Size0.204 acres (8,886 sqft)
OwnerIndividual Name on Record
Last Sale$189,990 (Mar 2016)
Tax Bill$2,862 (2025)
Deeds & MortgagesSep 2026 Mortgage
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN01-05-24-005924-005-16

Property Details

APN / Parcel Number

Primary APN01-05-24-005924-005-16

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,856 sqft Living Area
Gross Area2,276 sqft
1st Floor Area1,856 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Roof TypeGable/Hip
Roof MaterialOther
Lot Area8,886 sqft (0.204 acres)
Garage TypeAttached
Garage Area420 sqft
PorchOpen/Unfinished Porch
Porch Area193 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4126 GREAT FALLS LOOP
CityMIDDLEBURG
StateFL
Zip32068-3883
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 43 AZALEA RIDGE UNIT 2 AS REC OR 3837 PG 988
Legal Range24E
Legal Township05S
Legal Section01
Legal SubdivisionAZALEA RIDGE UNIT 2
Legal Lot Number43
Legal Unit2
JurisdictionCLAY FL
Township / Civil DivisionMIDDLEBURG-CLAY HILL
Census Block Group2
Census Block2009
Census Tract30204

Owner

Source: Clay County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4126 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3883
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2026Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CREDIT UNION
Jun 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 10, 2016 · Amount on Record
Deed SaleMar 10, 2016 · Amount on Record
Deed Document Number201611689
Deed Book / Page3837 / 988
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Recording DateSep 10, 2026
Property Address4126 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3883
Document Number0000045486
Book / Page5085 / 130
Instrument DateSep 4, 2026
Instrument202645486
Transaction TypeMortgage
Record UpdatedOct 7, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000045486,
DateSep 10, 2026
Book Page5085/130
Instrument202645486
Lender
NameVYSTAR CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueOct 1, 2036
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address4126 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3883
Transaction TypeMortgage
Record UpdatedJul 23, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4126 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3883

Mortgage

Document Number0044751451
DateJun 29, 2021
Book Page4475/1451
Instrument2021040104
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,862.00 (-26.08%) Homeowner's exemption$227,824 (+5.99%)$285,031 (-4.23%) Land $50,000 Building $235,031
2023$3,872.00 (+8.01%) Homeowner's exemption$214,956 (+3%)$297,634 (+8.31%) Land $50,000 Building $247,634
2022$3,585.00 Homeowner's exemption$208,696$274,790 Land $40,000 Building $234,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORANGE PARK GRID
private · serves 127,904 people · EPA ID FL2100741
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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