4118 Great Falls Loop, Middleburg, FL 32068 Property Records

Clay County property record for 4118 Great Falls Loop, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,856 sqft · built 2015
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$189,990 (Jun 2016)
Tax Bill	$2,421 (2025)
Deeds & Mortgages	Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-05-24-005924-005-18`

Property Details

APN / Parcel Number

Primary APN	`01-05-24-005924-005-18`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,856 sqft Living Area
Gross Area	2,276 sqft
1st Floor Area	1,856 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	25 sqft
Patio Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4118 GREAT FALLS LOOP
City	MIDDLEBURG
State	FL
Zip	32068-3883
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 45 AZALEA RIDGE UNIT 2 AS REC OR 3868 PG 2077 & 4635 PG 90
Legal Range	24E
Legal Township	05S
Legal Section	01
Legal Subdivision	AZALEA RIDGE UNIT 2
Legal Lot Number	45
Legal Unit	2
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	2
Census Block	2009
Census Tract	30204

Owner

Source: Clay County records · APN 01-05-24-005924-005-18

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4118 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3883
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 20, 2016 · Amount on Record
Deed Sale	Jun 20, 2016 · Amount on Record
Deed Document Number	201629865
Deed Book / Page	3868 / 2077
Last Transfer Date	Jul 25, 2022
Transfer Doc	0046350090
Record Updated	Jun 08, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY FL
Recording Date	Aug 03, 2022
Property Address	4118 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3883
Document Number	0046350090
Book / Page	4635 / 90
Map Reference	MB 57 PG 24
Instrument Date	Jul 25, 2022
Instrument	2022047339
Transaction Type	Transfer
Record Updated	Sep 01, 2022
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4118 GREAT FALLS LOOP, 4118, MIDDLEBURG, FL 32068-3883

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4118 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3883

Mortgage

Document Number	0000463594
Date	Aug 03, 2022
Instrument	4635/94

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2052

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,421.00 (+4.94%) Homeowner's exemption	$198,885 (+5.99%)	$282,399 (-4.23%) Land $50,000 Building $232,399
2024	$2,307.00 (-33.27%)
2023	$3,457.00 (+8.68%) Homeowner's exemption	$187,651 (+3%)	$294,864 (+8.34%) Land $50,000 Building $244,864
2022	$3,181.00 Homeowner's exemption	$182,186	$272,166 Land $40,000 Building $232,166

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 6, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Wildfire

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 179 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ORANGE PARK GRID private · serves 127,904 people
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.