McLennan County property record for 4117 Westchester Dr, Waco, TX 76710
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,556 sqft · built 1974 |
| Lot Size | 0.101 acres (4,400 sqft) |
| Owner | Trust Name on Record |
| Tax Bill | $4,638 (2024) |
| Deeds & Mortgages | Jun 2018 Mortgage Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 480451050096002 |
| Primary APN | 480451050096002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,556 sqft Living Area |
| 1st Floor Area | 1,470 sqft |
| 2nd Floor Area | 1,086 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 4,400 sqft (0.101 acres) |
| Lot Dimensions | 80 ft deep x 55 ft wide |
| Garage Type | Attached |
| Garage Area | 601 sqft |
| Driveway | Driveway |
| Driveway Area | 900 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 590 sqft |
| Deck Area | 363 sqft |
| Patio Area | 364 sqft |
| Fence | Fence |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 197651 |
|---|---|
| Old Parcel Number | 4804510500960020111 |
| Street Address | 4117 WESTCHESTER DR |
| City | WACO |
| State | TX |
| Zip | 76710-1324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | WINDMILL HILL LOT 8 BLOCK M ACRES .101 |
| Legal Subdivision | WINDMILL HILL |
| Legal Block | M |
| Legal Lot Number | 8 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 2800 |
Source: McLennan County records, as of January 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4117 WESTCHESTER DR, WACO, TX 76710-1324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 25, 2018 | Deed of Trust, Mortgage · Commercial Mortgage CENTRAL NATIONAL BANK |
| Feb 12, 2018 | Vendor's Lien, Transfer · Commercial Mortgage CENTRAL NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 12, 2018 |
| Deed Sale | Feb 12, 2018 |
| Prior Sale | Sep 18, 2017 |
| Deed Document Number | 2018004383 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 4117 WESTCHESTER DR, WACO, TX 76710-1324 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000020971 |
|---|---|
| Date | Jun 25, 2018 |
| Instrument | 2018020971 |
| Name | CENTRAL NATIONAL BANK |
|---|---|
| Type | Subprime Lender |
| Address | WACO, TX 76702 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 22, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Feb 12, 2018 |
| Property Address | 4117 WESTCHESTER DR, WACO, TX 76710-1324 |
| Document Number | 0000004383 |
| Map Reference | VOL1125 PG377 |
| Instrument Date | Feb 12, 2018 |
| Instrument | 2018004383 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Living Trust |
| Address | 4117 WESTCHESTER DR, WACO, TX 76710-1324 |
| Document Number | 0000004384 |
|---|---|
| Date | Feb 12, 2018 |
| Instrument | 2018004384 |
| Name | CENTRAL NATIONAL BANK |
|---|---|
| Type | Subprime Lender |
| Special Notes | Seller Financed |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: McLennan County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $416,690 (+3.9%) Land $38,760 Building $377,930 | $416,690 (+3.9%) Land $38,760 Building $377,930 | |
| 2024 | $4,638.00 (+7.16%) | ||
| 2023 | $401,050 Land $38,760 Building $362,290 | $401,050 Land $38,760 Building $362,290 | |
| 2022 | $4,328.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.3% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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