Highlands County property record for 4118 Ramiro St, Sebring, FL 33872
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,414 sqft · built 1980 |
| Lot Size | 0.233 acres (10,136 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,000 (Sep 2025) |
| Tax Bill | $2,868 (2025) |
| Deeds & Mortgages | Jun 2026 Transfer Sep 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C-04-34-28-020-0220-0350 |
| Primary APN | C-04-34-28-020-0220-0350 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,414 sqft Living Area |
| Gross Area | 1,784 sqft |
| 1st Floor Area | 1,174 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 10,136 sqft (0.233 acres) |
| Lot Dimensions | 125 ft deep x 81 ft wide |
| Garage Type | Attached |
| Garage Area | 370 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 403 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Florida Room |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 4118 RAMIRO ST |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-2250 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUN N LAKE OF SEB UNIT 2 PB 9-PG 48 LOT 35 BLK 22 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 04 |
| Legal Subdivision | SUN N LK SEB UNIT 02 |
| Legal Block | 22 |
| Legal Lot Number | 35 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 960504 |
Source: Highlands County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1623 PENNY AVE, SEBRING, FL 33870-4433 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 5, 2025 | Warranty Deed, Transfer · Conventional Mortgage AMWEST FUNDING CORP |
| Sep 16, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2025 · Amount on Record |
| Deed Sale | Sep 5, 2025 · Amount on Record |
| Deed Document Number | 20252277118 |
| Deed Book / Page | 3142 / 992 |
| Prior Transfer Date | Sep 4, 2025 |
| Prior Transfer Doc | 0002277117 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jun 10, 2026 |
| Property Address | 4118 RAMIRO ST, SEBRING, FL 33872-2250 |
| Document Number | 0002316664 |
| Book / Page | 3198 / 71 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 20262316664 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1623 PENNY AVE, SEBRING, FL 33870-4433 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Sep 5, 2025 |
| Property Address | 4118 RAMIRO ST, SEBRING, FL 33872-2250 |
| Document Number | 0002277118 |
| Book / Page | 3142 / 992 |
| Map Reference | MB 9 PG 48 |
| Instrument Date | Aug 28, 2025 |
| Instrument | 2277118 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,225.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | CALLE ALGARROBOS #4646, 4646, SAN GABRIEL XX |
| Name | Verified Name |
|---|---|
| Address | 1623 PENNY AVE, SEBRING, FL 33870-4433 |
| Document Number | 0003142994 |
|---|---|
| Date | Sep 5, 2025 |
| Instrument | 3142/994 |
| Name | AMWEST FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Sep 16, 2019 |
| Property Address | 4118 RAMIRO ST, SEBRING, FL 33872-2250 |
| Document Number | 0001956143 |
| Book / Page | 002712 / 001735 |
| Instrument Date | Aug 12, 2019 |
| Instrument | 1956143 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 4114 RAMIRO ST SEBRING FL 338722250, SEBRING, FL 33872-2250 |
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,868.00 (+44.63%) | $145,660 (-5.63%) Land $18,500 Building $127,160 | $145,660 (-5.63%) Land $18,500 Building $127,160 |
| 2024 | $1,983.00 (+11.28%) | $154,346 (+20.55%) Land $14,000 Building $140,346 | $154,346 (+20.55%) Land $14,000 Building $140,346 |
| 2023 | $1,782.00 (+9.66%) | $128,035 (+18.74%) Land $11,500 Building $116,535 | $128,035 (+18.74%) Land $11,500 Building $116,535 |
| 2022 | $1,625.00 | $107,825 Land $5,500 Building $102,325 | $107,825 Land $5,500 Building $102,325 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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