Highlands County property record for 4125 Duffer Loop, Sebring, FL 33872 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1989 |
| Square Footage | 1,806 sqft Living Area |
| Lot Size | 25,964 sqft (0.596 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $294,900 (2026) |
| Tax Bill | $1,837.00 (2025) |
| Primary APN | C344802400002900 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Building Area | 1,806 sqft Living Area |
| Gross Area | 2,286 sqft Gross Area |
| 1st Floor | 1,646 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 25,964 sqft (0.596 acres) |
| Depth X Width | 199 ft x 130 ft Depth x Width |
| Driveway | Driveway Concrete |
| Driveway Area | 656 sqft Driveway |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 480 sqft Garage |
| Porch Area | 224 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Street Address | 4125 DUFFER LOOP |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-3862 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GOLF HAMMOCK UNIT 4 PB 14 PG 78 LOT 290 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 34 |
| Legal Subdivision | GOLF HAMMOCK UNIT 4 |
| Legal Lot Number | 290 |
| Jurisdiction | HIGHLANDS FL |
| Minor Civil Division | SEBRING |
| Census Blockgroup | 4 |
| Census Block | 4041 |
| Census Tract | 960602 |
Source: Highlands County records · APN C344802400002900
Assessment roll updated December 10, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4125 DUFFER LOOP, SEBRING, FL 33872-3862 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jul 02, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 02, 2022 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Jun 08, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Jun 06, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage STEARNS LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 02, 2026 · Amount on Record |
| Deed Sale | Jul 02, 2026 · Amount on Record |
| Prior Sale | Jun 06, 2018 · Amount on Record |
| Deed Doc Number | 20262320180 |
| Deed Book / Page | 3203 / 75 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jul 02, 2026 |
| Property Address | 4125 DUFFER LOOP, SEBRING, FL 33872-3862 |
| Document Number | 0002320180 |
| Book / Page | 3203 / 75 |
| Instrument Date | Jul 01, 2026 |
| Instrument | 20262320180 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $208,494.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 4125 DUFFER LOOP, SEBRING, FL 33872-3862 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 4125 DUFFER LOOP, SEBRING, FL 33872-3862 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002108216 |
|---|---|
| Date | Aug 02, 2022 |
| Book Page | 2922/1513 |
| Instrument | 2108216 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 10, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 4125 DUFFER LOOP, SEBRING, FL 33872-3862 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0002038169 |
|---|---|
| Date | Jun 08, 2021 |
| Book Page | 2829/128 |
| Instrument | 2038169 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 326 Months |
| Due | Aug 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jun 06, 2018 |
| Property Address | 4125 DUFFER LOOP, SEBRING, FL 33872-3862 |
| Document Number | 0001899103 |
| Book / Page | 002639 / 000690 |
| Instrument Date | May 30, 2018 |
| Instrument | 1899103 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,085.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2525 COUNTRY CLUB RD SEBRING FL 338721239, SEBRING, FL 33872-1239 |
| Document Number | 1899104 |
|---|---|
| Date | Jun 06, 2018 |
| Book Page | 002639/000692 |
| Instrument | 1899104 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 05, 2048 |
Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,837.00 (+3.2%) Homeowner's exemption | $150,361 (+5.99%) | $214,286 (-0.53%) Land $30,000 Building $184,286 |
| 2024 | $1,780.00 (+2.95%) | ||
| 2023 | $1,729.00 (+2.01%) Homeowner's exemption | $141,867 (+3%) | $215,437 (+15.11%) Land $28,000 Building $187,437 |
| 2022 | $1,695.00 Homeowner's exemption | $137,735 | $187,160 Land $28,000 Building $159,160 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 51% of the US · above 21% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 877 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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