4108 Duffer Loop, Sebring, FL 33872 Property Records

Highlands County property record for 4108 Duffer Loop, Sebring, FL 33872 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1996
Square Footage2,506 sqft Living Area
Lot Size26,342 sqft (0.604 acres)
GarageFinished, 576 sqft
OccupancyOwner Occupied
Tax Bill$2,112.00 (2024)

Property Details

APN / Parcel Number

Primary APNC344802200001820
Alternative APN
  • C-34-34-28-022-0000-1820

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Building Area2,506 sqft Living Area
1st Floor1,914 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1996
Exterior MaterialStucco Exterior
Construction TypeConcrete Blocks Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area26,342 sqft (0.604 acres)
Depth X Width215 ft x 123 ft Depth x Width
Driveway1 Driveway
Driveway Area774 sqft Driveway
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area576 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area120 sqft Shed
Patio Area276 sqft Patio
PorchEnclosed Porch
Porch Area360 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Old Parcel NumberC344802200001820
Street Address4108 DUFFER LOOP
CitySEBRING
StateFL
Zip33872-1624
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGOLF HAMMOCK UNIT 3 PB 14 PG 10 LOT 182
Legal Range28E
Legal Township34S
Legal Section34
Legal SubdivisionGOLF HAMMOCK UNIT 3
Legal Lot Number182
Legal Unit3
JurisdictionHIGHLANDS FL
Minor Civil DivisionSEBRING
Census Blockgroup4
Census Block4023
Census Tract960602

Owner

Source: Highlands County records · APN C344802200001820

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4108 DUFFER LOOP, SEBRING, FL 33872-1624
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2018Deed of Trust, Mortgage · Commercial Mortgage
HEARTLAND NATIONAL BANK
Jan 22, 2019Warranty Deed, Transfer
HEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGCY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 31, 2023
Deed SaleOct 31, 2023
Prior SaleApr 03, 2013 · Amount on Record
Deed Doc Number0030071299
Deed Book / Page2674 / 0816
Prior Transfer DateJan 22, 2019
Prior Transfer Doc1925878
Record RefreshedJun 08, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address4108 DUFFER LOOP, SEBRING, FL 33872-1624
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001918502
DateNov 16, 2018
Book Page2664/1790
Instrument1918502
Lender
NameHEARTLAND NATIONAL BANK
TypeBank
AddressSEBRING, FL 33870
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueNov 13, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateJan 22, 2019
Property Address4108 DUFFER LOOP, SEBRING, FL 33872-1624
Document Number0001925878
Book / Page002674 / 000816
Instrument DateJan 18, 2019
Instrument1925878
Transaction TypeTransfer
Record UpdatedJan 31, 2019
Title CompanyHEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGCY

Transaction

AmountAmount Recorded
Tax$1,253.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address4108 DUFFER LOOP SEBRING FL 338721624, SEBRING, FL 33872-1624

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$178,973 (+5.99%)$237,843 (-1.33%) Land $31,350 Building $206,493
2024$2,112.00
2023Homeowner's exemption Widower's exemption$168,863 (+3%)$241,038 (+14.9%) Land $29,700 Building $211,338
2022$2,078.00 Homeowner's exemption Widower's exemption$163,945$209,785 Land $29,700 Building $180,085

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 51% of the US · above 21% of Florida
Wildfire LikelihoodAbout 1 in 877 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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