4125 Bell Rd, Auburn, CA 95602 Property Records

Placer County property record for 4125 Bell Rd, Auburn, CA 95602

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,639 sqft · built 2017
Lot Size	4.8 acres (209,088 sqft)
Owner	Company Name on Record
Last Sale	$275,000 (Jul 2016)
Tax Bill	$12,926 (2025)
Deeds & Mortgages	Mar 2017 Construction Loan Jun 2018 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`051-010-048-000`

Property Details

APN / Parcel Number

Primary APN	`051-010-048-000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,639 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Wood
Lot Area	209,088 sqft
Garage Area	1,166 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4125 BELL RD
City	AUBURN
State	CA
Zip	95602-9287
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F
Legal Description	PAR 1 & POR PAR 2 PMOR 33-148
Legal Subdivision	COYOTE RIDGE
Jurisdiction	PLACER CA
Township / Civil Division	AUBURN
Census Block Group	2
Census Block	2023
Census Tract	21604

Owner

Source: Placer County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4125 BELL RD, AUBURN, CA 95602-9287
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2017	Deed of Trust, Mortgage · Construction Mortgage BANNER BANK
Jun 29, 2018	Deed of Trust, Mortgage · ARM BANNER BANK
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANNER BANK
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANNER BANK
Sep 13, 2021	Deed of Trust, Mortgage · Line of Credit UNIFY FINANCIAL FCU
Sep 29, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 27, 2018	Loan Modification, Mortgage BANNER BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2016 · Amount on Record
Deed Sale	Jul 20, 2016 · Amount on Record
Prior Sale	Feb 22, 2013 · Amount on Record
Deed Document Number	201658487
Last Transfer Date	Sep 21, 2020
Transfer Doc	0000108609
Record Updated	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	4125 BELL RD, AUBURN, CA 95602-9287
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023208
Date	Mar 29, 2017
Instrument	2017-0023208

Lender

Name	BANNER BANK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Apr 1, 2048

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	4125 BELL RD, AUBURN, CA 95602-9287
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046682
Date	Jun 29, 2018
Instrument	2018-0046682

Lender

Name	BANNER BANK
Type	Bank
Address	AUBURN, CA 95602

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.37%
Index	1-Year LIBOR
Max Rate	9.37%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	4125 BELL RD, AUBURN, CA 95602-9287
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034883
Date	Apr 17, 2020
Instrument	2020-0034883

Lender

Name	BANNER BANK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	4125 BELL RD, AUBURN, CA 95602-9287
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	CALATLANTIC TITLE INC, CALATLANTIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4125 BELL RD, AUBURN, CA 95602-9287

Mortgage

Document Number	0000053514
Date	Apr 19, 2021
Instrument	2021-0053514

Lender

Name	BANNER BANK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	4125 BELL RD, AUBURN, CA 95602-9287
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	LANDSAFE TITLE/FL, LANDSAFE TITLE CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4125 BELL RD, AUBURN, CA 95602-9287

Mortgage

Document Number	0000114683
Date	Sep 13, 2021
Instrument	2021-0114683

Lender

Name	UNIFY FINANCIAL FCU
Type	Credit Union
Address	TORRANCE, CA 90501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Sep 29, 2020
Property Address	4125 BELL RD, AUBURN, CA 95602-9287
Document Number	0000108609
Instrument Date	Sep 21, 2020
Instrument	108609
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4125 BELL RD AUBURN CA 956029287, AUBURN, CA 95602-9287

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PLACER CA
Property Address	4125 BELL RD, AUBURN, CA 95602-9287
Document Number	0000035028
Instrument Date	Mar 27, 2018
Transaction Type	Mortgage
Record Updated	May 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4125 BELL RD AUBURN CA 956029287, AUBURN, CA 95602-9287

Mortgage

Document Number	0000035028
Date	May 17, 2018
Instrument	35028

Lender

Name	BANNER BK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 16, 2048

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Auburn Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,117,020 (+2%) Land $325,543 Building $791,477
2025	$12,926.00 (+1.93%) Homeowner's exemption	$1,095,118 (+4.04%) Land $319,160 Building $775,958
2023	$12,681.00 (+10.88%) Homeowner's exemption	$1,052,595 Land $306,767 Building $745,828
2022	$11,437.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2006 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 63% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
SmarterBroadband Fixed Wireless	100 / 25
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Verizon, Zeta Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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