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41249 Silver Dr, Umatilla, FL 32784 Property Records

Lake County property record for 41249 Silver Dr, Umatilla, FL 32784

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,740 sqft · built 2003
Lot Size1.69 acres (73,935 sqft)
Owner2 Individual Names on File
Last Sale$536,000 (Oct 2020)
Tax Bill$7,025 (2024)
Deeds & MortgagesNov 2020 Mortgage
Oct 2020 Sale
Flood ZoneZone AE (high risk)
APN01-18-26-0300-00H-00600

Property Details

APN / Parcel Number

Primary APN01-18-26-0300-00H-00600
Alternative APN
  • 1127203

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories1 Story
Building Area3,740 sqft Living Area
1st Floor Area2,570 sqft
Fireplaces1 Fireplace
FireplaceSingle

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2022
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area73,935 sqft (1.69 acres)
Lot Dimensions221 ft deep x 110 ft wide
Garage TypeFinished
Garage Area696 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
Pool Area280 sqft
PorchOpen Porch
Porch Area764 sqft
Deck Area1,005 sqft
Patio Area355 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number1127203
Street Address41249 SILVER DR
CityUMATILLA
StateFL
Zip32784-9040
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSILVER BEACH HEIGHTS PB 14 PG 25 LOT 6 BLOCK H AND COMMENCE AT THE SOUTHWEST CORNER OF SAID LOT 6 BLOCK H THENCE RUN NORTH
Legal Range26E
Legal Township18S
Legal Section01
Legal SubdivisionSILVER BEACH HEIGHTS
Legal Tract300
Legal BlockH
Legal Lot Number6
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group2
Census Block2006
Census Tract30110

Owner

Source: Lake County records · APN 01-18-26-0300-00H-00600

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address41249 SILVER DR, UMATILLA, FL 32784-9040
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
FBC MORTGAGE LLC
Oct 09, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 09, 2020 · Amount on Record
Deed SaleOct 09, 2020 · Amount on Record
Prior SaleAug 04, 2009 · Amount on Record
Deed Document Number2020113203
Deed Book / Page5560 / 571
Record UpdatedJun 08, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address41249 SILVER DR, UMATILLA, FL 32784-9040
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLEADING EDGE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address41249 SILVER DR, UMATILLA, FL 32784-9040

Mortgage

Document Number0055840148
DateNov 17, 2020
Book Page5584/148
Instrument2020129237
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2035

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateOct 09, 2020
Property Address41249 SILVER DR, UMATILLA, FL 32784-9040
Document Number0055600571
Book / Page005560 / 000571
Instrument DateOct 02, 2020
Instrument113203
Transaction TypeTransfer
Record UpdatedOct 28, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$3,752.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address41249 SILVER DR UMATILLA FL 327849040, UMATILLA, FL 32784-9040

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$514,900 (+5.99%) Land $125,000 Building $389,900$636,373 (+4.26%) Land $125,000 Building $511,373
2024$7,025.00 (+6.8%)
2023$6,578.00 (+2.77%) Homeowner's exemption$485,820 (+3%)$610,396 (+18.52%) Land $125,000 Building $485,396
2022$6,401.00 Homeowner's exemption$471,670$515,025 Land $85,000 Building $430,025

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation64.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies12 in force

Wildfire

Wildfire RiskModerate
above 51% of the US · lower than 79% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Lumen Technologies
Fiber		2,000 / 1,000
Xfinity
Cable		2,000 / 250
Starlink
Satellite		280 / 30

May also be available: Verizon.

Based on FCC filings for 176 locations within half a mile of this property.

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