41243 Silver Dr, Umatilla, FL 32784 Property Records

Lake County property record for 41243 Silver Dr, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,488 sqft · built 1978
Lot Size	2.13 acres (92,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Jan 2014)
Tax Bill	$3,110 (2024)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`01-18-26-0300-00H-00500`

Property Details

APN / Parcel Number

Primary APN	`01-18-26-0300-00H-00500`
Alternative APNs	`261801030000H00500` `1680638`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,488 sqft Living Area
1st Floor Area	1,744 sqft
Basement Area	1,744 sqft
Finished Basement	1,744 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2021
Exterior Material	Concrete Block
Construction Type	Frame
Roof Material	Asphalt
Lot Area	92,792 sqft (2.13 acres)
Lot Dimensions	215 ft deep x 100 ft wide
View / Lot	Lake Front
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Unfinished Open Porch
Porch Area	707 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1680638
Street Address	41243 SILVER DR
City	UMATILLA
State	FL
Zip	32784-9040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SILVER BEACH HEIGHTS PB 14 PG 25 LOT 5 BLOCK H AND COMMENCE AT THE SOUTHWEST CORNER OF SAID LOT 5 BLOCK H RUN NORTH 20-34-00 WEST 193.90 FEET ALONG THE WEST LINE OF SAID LOT 5 FOR THE POINT OF BEGINNING THENCE CONTINUE NORTH 20-34-00 WEST 813.26 FEET
Legal Range	26E
Legal Township	18S
Legal Section	1
Legal Subdivision	SILVER BEACH HEIGHTS
Legal Tract	0300
Legal Block	H
Legal Lot Number	5
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	2
Census Block	2006
Census Tract	30110

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41243 SILVER DR, UMATILLA, FL 32784-9040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage COLONIAL SAVINGS FA
Aug 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage COLONIAL SAVINGS FA
Dec 21, 2018	Deed of Trust, Mortgage · Line of Credit UNITED SOUTHERN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2014 · Amount on Record
Deed Sale	Jan 27, 2014 · Amount on Record
Deed Document Number	20149450
Deed Book / Page	4433 / 735
Prior Transfer Date	Jan 1, 2014
Prior Transfer Doc	0044330735
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	41243 SILVER DR, UMATILLA, FL 32784-9040
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41243 SILVER DR, UMATILLA, FL 32784-9040

Mortgage

Document Number	0058792318
Date	Jan 19, 2022
Book Page	5879/2318
Instrument	2022008883

Lender

Name	COLONIAL SAVINGS FA
Type	Bank
Address	FORT WORTH, TX 76102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	41243 SILVER DR, UMATILLA, FL 32784-9040
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051550606
Date	Aug 16, 2018
Book Page	5155/0606
Instrument	2018095345

Lender

Name	COLONIAL SAVINGS FA
Type	Funding / Finance Company
Address	FORT WORTH, TX 76102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	41243 SILVER DR, UMATILLA, FL 32784-9040
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41243 SILVER DR, UMATILLA, FL 32784-9040

Mortgage

Document Number	0052142130
Date	Dec 21, 2018
Book Page	5214/2130
Instrument	2018147344

Lender

Name	UNITED SOUTHERN BANK
Type	Bank
Address	UMATILLA, FL 32784

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 14, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,350 (+2.9%)	$454,341 (-) Land $125,000 Building $329,341
2025		$218,030 (+5.98%) Land $125,000 Building $93,030	$454,341 (+1.72%) Land $125,000 Building $329,341
2024	$3,110.00 (+10.44%)
2023	$2,816.00 (+6.95%) Homeowner's exemption	$205,720 (+3%)	$446,662 (+36.12%) Land $125,000 Building $321,662
2022	$2,633.00 Homeowner's exemption	$199,730	$328,145 Land $85,000 Building $243,145

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	64.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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