4124 Riata Ranch Rd, Waco, TX 76705 Property Records

McLennan County property record for 4124 Riata Ranch Rd, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,660 sqft · built 2018
Lot Size	0.138 acres (6,012 sqft)
Owner	2 Individual Names on Record
Last Sale	$238,009 (Sep 2026)
Tax Bill	$2,300 (2025)
Deeds & Mortgages	Sep 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-043011-000514-0`

Property Details

APN / Parcel Number

Primary APN	`28-043011-000514-0`
Alternative APN	`383013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,660 sqft Living Area
Gross Area	2,060 sqft
1st Floor Area	1,660 sqft
Flooring	Carpet

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,012 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	151 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4124 RIATA RANCH RD
City	WACO
State	TX
Zip	76705-3810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH FORK PH 5 LOT 14 BLOCK 5 ACRES .138
Legal Subdivision	SOUTH FORK PH 5
Legal Block	5
Legal Lot Number	14
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	4
Census Block	4010
Census Tract	1700

Owner

Source: McLennan County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4124 RIATA RANCH RD, WACO, TX 76705-3810
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2026 · Amount on Record
Deed Sale	Sep 11, 2026 · Amount on Record
Prior Sale	Dec 26, 2018
Deed Document Number	202629602
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLENNAN TX
Recording Date	Sep 11, 2026
Property Address	4124 RIATA RANCH RD, WACO, TX 76705-3810
Document Number	0000029602
Instrument Date	Sep 11, 2026
Instrument	202629602
Transaction Type	Transfer
Record Updated	Sep 23, 2026
Title Company	PATTEN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4124 RIATA RANCH RD, WACO, TX 76705-3810

Mortgage

Document Number	0000029603,
Date	Sep 11, 2026
Instrument	202629603

Lender

Name	SWBC MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000029761,
Date	Sep 14, 2026
Instrument	202629761

Lender

Name	TEXAS STATE AFFORDABLE HSNG COMPANY

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Sep 11, 2029

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	La Vega Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,942 (-0.35%) Land $39,799 Building $236,143	$275,942 (-0.35%) Land $39,799 Building $236,143
2025	$2,300.00 (+14.71%) Homeowner's exemption Senior Citizen's exemption	$276,910 (-1.18%) Land $36,130 Building $240,780	$276,910 (-1.18%) Land $36,130 Building $240,780
2024	$2,005.00 (+14.51%)
2023		$280,230 Land $36,130 Building $244,100	$280,230 Land $36,130 Building $244,100
2022	$1,751.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2012–2026)
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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