4120 Riata Ranch Rd, Waco, TX 76705 Property Records

McLennan County property record for 4120 Riata Ranch Rd, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,654 sqft · built 2019
Lot Size	0.141 acres (6,142 sqft)
Owner	2 Individual Names on Record
Last Sale	$328,330 (Jan 2022)
Tax Bill	$3,228 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-043011-000515-0`

Property Details

APN / Parcel Number

Primary APN	`28-043011-000515-0`
Alternative APN	`383014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,654 sqft Living Area
Gross Area	2,054 sqft
1st Floor Area	1,654 sqft
Flooring	Carpet

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	6,142 sqft (0.141 acres)
Lot Dimensions	120 ft deep x 51 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4120 RIATA RANCH RD
City	WACO
State	TX
Zip	76705-3810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH FORK PH 5 LOT 15 BLOCK 5 ACRES 0.141
Legal Subdivision	SOUTH FORK PH 5
Legal Block	5
Legal Lot Number	15
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	4
Census Block	4010
Census Tract	1700

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4120 RIATA RANCH RD, WACO, TX 76705-3810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Vendor's Lien, Transfer · Conventional Mortgage PRIMELENDING
Mar 11, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2022 · Amount on Record
Deed Sale	Jan 28, 2022 · Amount on Record
Prior Sale	Mar 11, 2019 · Amount on Record
Deed Document Number	20223902
Prior Transfer Date	Feb 26, 2019
Prior Transfer Doc	0000007831
Record Updated	Oct 29, 2026

January 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jan 28, 2022
Property Address	4120 RIATA RANCH RD, WACO, TX 76705-3810
Document Number	0000003902
Map Reference	DOC 2018008307
Instrument Date	Jan 28, 2022
Instrument	2022003902
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 RIATA RANCH RD, WACO, TX 76705-3810

Mortgage

Document Number	0000003903
Date	Jan 28, 2022
Instrument	2022003903

Lender

Name	PRIMELENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Mar 11, 2019
Property Address	4120 RIATA RANCH RD, WACO, TX 76705-3810
Document Number	0000007831
Instrument Date	Mar 7, 2019
Instrument	7831
Transaction Type	Transfer
Record Updated	Apr 11, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4120 RIATA RANCH RD WACO TX 767053810, WACO, TX 76705-3810

Mortgage

Document Number	7832
Date	Mar 11, 2019
Instrument	7832

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 66263

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2049

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	La Vega Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,538 (+1%)	$280,847 (+27.9%) Land $40,353 Building $240,494
2025	$3,228.00 (-17.76%) Homeowner's exemption	$219,580 (-0.97%) Land $36,670 Building $182,910	$219,580 (-0.97%) Land $36,670 Building $182,910
2024	$3,925.00 (-20.29%)
2023		$221,730 Land $36,670 Building $185,060	$221,730 Land $36,670 Building $185,060
2022	$4,924.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2012–2026)
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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