4124 E 28th St, Des Moines, IA 50317 Property Records

Polk County property record for 4124 E 28th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,504 sqft · built 2003
Lot Size	0.909 acres (39,627 sqft)
Owner	Individual Name on Record
Last Sale	$29,500 (Aug 2002)
Tax Bill	$6,774 (2024)
Deeds & Mortgages	Dec 2021 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7923-19-426-022`

Property Details

APN / Parcel Number

Primary APN	`7923-19-426-022`
Alternative APN	`060/01594-000-000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,504 sqft Living Area
Gross Area	6,628 sqft
1st Floor Area	2,504 sqft
Basement Area	3,048 sqft
Finished Basement	72 sqft

Exterior

Year Built	Built 2003
Architectural Style	Ranch
Exterior Material	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	39,627 sqft (0.909 acres)
Lot Dimensions	357 ft deep x 111 ft wide
Garage Type	Attached
Garage Area	1,148 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed Porch
Porch Area	544 sqft
Deck Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	4124 E 28TH ST
City	DES MOINES
State	IA
Zip	50317-4255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 190 DOUGLAS ACRES PLAT 2
Legal Range	23W
Legal Township	79N
Legal Section	19
Legal Subdivision	DOUGLAS ACRES PLAT 2
Legal Lot Number	190
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1001
Census Tract	201

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4124 E 28TH ST, DES MOINES, IA 50317-4255
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Dec 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Oct 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2002 · Amount on Record
Deed Sale	Aug 5, 2002 · Amount on Record
Prior Sale	Jun 1, 2001
Deed Document Number	2002-00012464
Deed Book / Page	9259 / 0568
Record Updated	Jun 7, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4124 E 28TH ST, DES MOINES, IA 50317-4255
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000130871
Date	Dec 16, 2021
Book Page	18910/326
Instrument	2021-00130871

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 15, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4124 E 28TH ST, DES MOINES, IA 50317-4255
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100126086
Date	Dec 2, 2021
Book Page	18888/231
Instrument	2021-00126086

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	156 Months
Due	Dec 5, 2034

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4124 E 28TH ST, DES MOINES, IA 50317-4255
Document Number	0000043297
Instrument Date	Oct 8, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4124 E 28TH ST DES MOINES IA 503174255, DES MOINES, IA 50317-4255

Mortgage

Document Number	0000043297
Date	Nov 13, 2019
Book Page	017584/000866
Instrument	43297

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 12, 2034

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$409,300 (+14.94%) Land $54,900 Building $354,400	$409,300 (+14.94%) Land $54,900 Building $354,400
2024	$6,774.00 (-6.67%)
2023		$356,100 Land $47,400 Building $308,700	$356,100 Land $47,400 Building $308,700
2020	$7,258.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000

May also be available: AT&T, Google Fiber, Metronet, Verizon.

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