4124 Buckingham Dr, Schenectady, NY 12304 Property Records

Schenectady County and Niskayuna Town property record for 4124 Buckingham Dr, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,998 sqft · built 1957
Lot Size0.54 acres (23,522 sqft)
OwnerIndividual Name on Record
Last Sale$308,000 (May 2020)
Tax Bill$9,519 (2026)
Deeds & MortgagesOct 2023 Line of Credit
Oct 2021 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN422400 60.20-2-24

Property Details

APN / Parcel Number

Primary APN422400 60.20-2-24
Alternative APN
  • 240006002000020240000000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,998 sqft Living Area
1st Floor Area999 sqft
2nd Floor Area999 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1990
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area23,522 sqft (0.54 acres)
Lot Dimensions240 ft deep x 85 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area321 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4124 BUCKINGHAM DR
CitySCHENECTADY
StateNY
Zip12304-2406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Block2
Legal Lot Number24.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionNISKAYUNA
Census Block Group2
Census Block2039
Census Tract31901

Owner

Source: Schenectady County and Niskayuna Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4124 BUCKINGHAM DR, SCHENECTADY, NY 12304-2406
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2023Deed of Trust, Mortgage · Line of Credit
FIRST NEW YORK FCU
Oct 25, 2021Deed of Trust, Mortgage · Line of Credit
FIRST NEW YORK FCU
May 1, 2020Warranty Deed, Transfer · FHA Mortgage
SUNMARK FCU
Aug 10, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Jul 7, 2017Warranty Deed, Transfer · Conventional Mortgage
MB FINANCIAL BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 2020 · Amount on Record
Deed SaleMay 1, 2020 · Amount on Record
Prior SaleJul 7, 2017 · Amount on Record
Deed Document Number202013049
Deed Book / Page2034 / 33
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address4124 BUCKINGHAM DR, SCHENECTADY, NY 12304-2406
Transaction TypeMortgage
Record UpdatedNov 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000060858
DateOct 27, 2023
Book Page5338/983
Instrument202360858
Lender
NameFIRST NEW YORK FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address4124 BUCKINGHAM DR, SCHENECTADY, NY 12304-2406
Transaction TypeMortgage
Record UpdatedNov 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000053364
DateOct 25, 2021
Book Page5161/467
Instrument202153364
Lender
NameFIRST NEW YORK FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 24, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateMay 1, 2020
Property Address4124 BUCKINGHAM DR, SCHENECTADY, NY 12304-2406
Document Number0000013049
Book / Page2034 / 33
Instrument DateApr 9, 2020
Instrument202013049
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,232.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4124 BUCKINGHAM DR, 4124, SCHENECTADY, NY 12304-2406

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 MAPLE DR, ALBANY, NY 12205-4314

Mortgage

Document Number0000013050
DateMay 1, 2020
Instrument202013050
Lender
NameSUNMARK FCU
TypeCredit Union
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2050

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address4124 BUCKINGHAM DR, SCHENECTADY, NY 12304-2406
Document Number0000037755
Instrument DateAug 10, 2019
Transaction TypeMortgage
Record UpdatedSep 10, 2019
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address4124 BUCKINGHAM DR SCHENECTADY NY 123042406, SCHENECTADY, NY 12304-2406

Mortgage

Document Number0000037755
DateAug 22, 2019
Book Page004933/000170
Instrument37755
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 21, 2049
Interest
Rate TypeAdjustable Rate

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJul 7, 2017
Property Address4124 BUCKINGHAM DR, SCHENECTADY, NY 12304-2406
Document Number0000030251
Book / Page1966 / 401
Instrument DateJul 5, 2017
Instrument201730251
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyAMERICAN LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$900.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address918 KINGS RD, 918, SCHENECTADY, NY 12303-2704

Transferred To (Grantee/Buyer)

NameVerified Name
Address534 CLAYTON RD, SCHENECTADY, NY 12304-3823

Mortgage

Document Number0000030253
DateJul 7, 2017
Instrument201730253
Lender
NameMB FINANCIAL BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,519.00 (+2.87%)
2025$9,253.00$265,000 (-) Land $49,200 Building $215,800$392,600 (+17.05%) Land $72,890 Building $319,710
2023$265,000 Land $49,200 Building $215,800$335,400 Land $62,270 Building $273,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNISKAYUNA CONSOLIDATED WD #11
public/private · serves 22,287 people · EPA ID NY4600073
Water SourceGroundwater
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber
980 / 880

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