4031 Buckingham Dr, Schenectady, NY 12304 Property Records

Schenectady County and Niskayuna Town property record for 4031 Buckingham Dr, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,118 sqft · built 1968
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Last Sale	$217,000 (Jan 2019)
Tax Bill	$8,997 (2026)
Deeds & Mortgages	Jan 2023 Line of Credit Jan 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`422400 60.16-2-38`

Property Details

APN / Parcel Number

Primary APN	`422400 60.16-2-38`
Alternative APN	`240006001600020380000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,118 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	870 sqft
Finished Basement	870 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Raised Ranch
Exterior Material	Composition/Composite
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	140 ft deep x 112 ft wide
Garage Type	Basement
Porch	Slab
Porch Area	258 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4031 BUCKINGHAM DR
City	SCHENECTADY
State	NY
Zip	12304-2472
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	2
Legal Lot Number	38.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	NISKAYUNA
Census Block Group	2
Census Block	2038
Census Tract	31901

Owner

4031 Buckingham Dr is owned and occupied by an individual who bought it in January 2019.

Source: Schenectady County and Niskayuna Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	4031 BUCKINGHAM DR, SCHENECTADY, NY 12304-2472
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2023	Deed of Trust, Mortgage · Line of Credit SUNMARK FCU
Jan 3, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jan 3, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2019 · Amount on File
Deed Sale	Jan 3, 2019 · Amount on File
Prior Sale	Jan 3, 2019 · Amount on File
Deed Document Number	2019197
Deed Book / Page	2003 / 54
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	4031 BUCKINGHAM DR, SCHENECTADY, NY 12304-2472
Transaction Type	Mortgage
Record Updated	May 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4031 BUCKINGHAM DR, SCHENECTADY, NY 12304-2472

Mortgage

Document Number	0000003473
Date	Jan 19, 2023
Book Page	5284/335
Instrument	202303473

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 3, 2019
Property Address	4031 BUCKINGHAM DR, SCHENECTADY, NY 12304-2472
Document Number	0000000197
Book / Page	002003 / 000054
Instrument Date	Dec 11, 2018
Instrument	197
Transaction Type	Transfer
Record Updated	Jan 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$868.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 SARAH CT ALBANY NY 122053731, ALBANY, NY 12205-3731

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 3, 2019
Property Address	4031 BUCKINGHAM DR, SCHENECTADY, NY 12304-2472
Document Number	0000000195
Book / Page	002003 / 000049
Instrument Date	Sep 8, 2018
Instrument	195
Transaction Type	Transfer
Record Updated	Jan 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$868.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	40 APPLE RIDGE RD DANBURY CT 068107301, DANBURY, CT 06810-7301

Tax Assessment & Valuation

The 2026 property tax bill for 4031 Buckingham Dr was $8,997, up 2.9% from the year before.

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Niskayuna Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,997.00 (+2.86%)
2025	$8,747.00	$250,000 Land $43,200 Building $206,800	$370,400 Land $64,005 Building $306,395
2023		$250,000 Land $43,200 Building $206,800	$316,500 Land $54,691 Building $261,809

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4031 Buckingham Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4031 Buckingham Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber	980 / 880

4031 Buckingham Dr, Schenectady, NY 12304 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Buckingham Dr

Nearby Streets

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