4123 Lori Dr, Erlanger, KY 41018 Property Records

Kenton County property record for 4123 Lori Dr, Erlanger, KY 41018

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,012 sqft · built 1973
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$162,700 (Apr 2020)
Tax Bill$2,682 (2025)
Deeds & MortgagesApr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN003-40-03-001.00

Property Details

APN / Parcel Number

Primary APN003-40-03-001.00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,012 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleBi-Level
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions106 ft deep x 53 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Street Address4123 LORI DR
CityERLANGER
StateKY
Zip41018-1509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNSET HILLS SEC 1 LOT 13
Legal SubdivisionSUNSET HILLS
Legal Phase1
Legal Lot Number13
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1014
Census Tract64300

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address4123 LORI DR, ERLANGER, KY 41018-1509
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 3, 2020 · Amount on File
Deed SaleApr 3, 2020 · Amount on File
Prior SaleSep 15, 1998 · Amount on File
Deed Document Number20205900096
Deed Book / Page15 / 472
Record UpdatedOct 29, 2026

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateApr 3, 2020
Property Address4123 LORI DR, ERLANGER, KY 41018-1509
Document Number0000000096
Book / Page000015 / 000472
Instrument DateMar 26, 2020
Instrument96
Transaction TypeTransfer
Record UpdatedJun 2, 2020
Title CompanyAMERICAN HOMELAND TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$163.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4123 LORI DR ERLANGER KY 410181509, ERLANGER, KY 41018-1509

Mortgage

Document Number97
DateApr 3, 2020
Book Page000028/000433
Instrument97
Lender
NameCARDINAL FIN'L
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueApr 2, 2050

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityErlanger City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$203,400 (-) Land $25,000 Building $178,400$203,400 (-) Land $25,000 Building $178,400
2025$2,682.00 (+1.51%)$203,400 (-) Land $25,000 Building $178,400$203,400 (-) Land $25,000 Building $178,400
2023$2,642.00$203,400 Land $25,000 Building $178,400$203,400 Land $25,000 Building $178,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLORENCE WATER & SEWER
serves 29,351 people · EPA ID KY0080135
Water SourcePurchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State InspectionMar 2024
Also Mapped HereNORTHERN KENTUCKY WATER DISTRICT
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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