Kenton County property record for 4122 Lori Dr, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 920 sqft · built 1976 |
| Lot Size | 0.218 acres (9,523 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $121,000 (Sep 2014) |
| Tax Bill | $2,554 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-40-02-028.00 |
| Primary APN | 003-40-02-028.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 920 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 9,523 sqft (0.218 acres) |
| Lot Dimensions | 130 ft deep x 73.3 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 4122 LORI DR |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNSET HILLS SEC 1 LOT 33 73.25'X 130' IRREG |
| Legal Subdivision | SUNSET HILLS |
| Legal Phase | 1 |
| Legal Lot Number | 33 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 64300 |
4122 Lori Dr is owned and occupied by two individuals who bought it in September 2014.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4122 LORI DR, ERLANGER, KY 41018-1511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 29, 2021 | Deed of Trust, Mortgage GUARDIAN SAVINGS BANK |
| Sep 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2014 · Amount on File |
| Deed Sale | Sep 17, 2014 · Amount on File |
| Deed Document Number | 201409 17 059 00068 |
| Deed Book / Page | 5496 / 76 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4122 LORI DR, ERLANGER, KY 41018-1511 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0005900167 |
|---|---|
| Date | Jul 29, 2021 |
| Book Page | 249/705 |
| Instrument | 21072905900167 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Amount | Amount on Record |
|---|---|
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4122 LORI DR, ERLANGER, KY 41018-1511 |
| Document Number | 0000000071 |
| Book / Page | C6264 / 000300 |
| Instrument Date | Sep 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2017 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4122 LORI DR ERLANGER KY 410181511, ERLANGER, KY 41018-1511 |
| Document Number | 0000000071 |
|---|---|
| Date | Oct 4, 2017 |
| Book Page | ORC626/000300 |
| Instrument | 71 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 3, 2037 |
The 2025 property tax bill for 4122 Lori Dr was $2,554.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $193,700 (-) Land $25,000 Building $168,700 | $193,700 (-) Land $25,000 Building $168,700 | |
| 2025 | $2,554.00 | $193,700 Land $25,000 Building $168,700 | $193,700 Land $25,000 Building $168,700 |
| 2023 | $2,516.00 | $193,700 Land $25,000 Building $168,700 | $193,700 Land $25,000 Building $168,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4122 Lori Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4122 Lori Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORENCE WATER & SEWER serves 29,351 people · EPA ID KY0080135 |
|---|---|
| Water Source | Purchased surface water from BOONE-FLORENCE WATER COMMISSION |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | NORTHERN KENTUCKY WATER DISTRICT |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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