4122 W 8th St, Duluth, MN 55807 Property Records

St. Louis County property record for 4122 W 8th St, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 924 sqft · built 1923
Lot Size	0.15 acres (6,535 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Jul 2023)
Tax Bill	$2,124 (2026)
Deeds & Mortgages	Jul 2023 Mortgage Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-0830-00970`

Property Details

APN / Parcel Number

Primary APN	`010-0830-00970`
Alternative APNs	`1151379` `983158`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	924 sqft Gross Area
1st Floor Area	528 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Bungalow
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Lot Area	6,535 sqft (0.15 acres)
Garage Area	576 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	63 sqft
Deck Area	210 sqft
Gazebo	59 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1151379
Street Address	4122 W 8TH ST
City	DULUTH
State	MN
Zip	55807-1534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 5 AND 6 INC LOT 3 BLK 11 HALLS ADDTO ONEOTA SERIAL #
Legal Subdivision	DICKERMANS ADD TO WEST DULUTH
Legal Block	26
Legal Lot Number	3,5-6
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3001
Census Tract	15800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4122 W 8TH ST, DULUTH, MN 55807-1534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Re-recorded Document · Conventional Mortgage BELL BANK
Jul 17, 2023	Warranty Deed, Transfer · Conventional Mortgage BELL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2023 · Amount on Record
Deed Sale	Jul 19, 2023 · Amount on Record
Prior Sale	Jul 17, 2023 · Amount on Record
Deed Document Number	20231470305
Record Updated	Sep 20, 2026

July 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	ST LOUIS MN
Recording Date	Jul 19, 2023
Property Address	4122 W 8TH ST, DULUTH, MN 55807-1534
Document Number	0001470305
Instrument Date	Jun 29, 2023
Instrument	1470305
Record Updated	Aug 25, 2023
Title Company	THE TITLE TEAM NORTH SHORE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4122W W 8TH ST, DULUTH, MN 55807-1534

Mortgage

Document Number	0001470306
Date	Jul 19, 2023
Instrument	1470306

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 17, 2023
Property Address	4122 W 8TH ST, DULUTH, MN 55807-1534
Document Number	0001070216
Instrument Date	Jun 29, 2023
Instrument	1070216
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	THE TITLE TEAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$742.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4122 W 8TH ST, DULUTH, MN 55807-1534

Mortgage

Document Number	0001070217
Date	Jul 17, 2023
Instrument	1070217

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,124.00 Homeowner's exemption
2025	$2,124.00 (+11.91%) Homeowner's exemption	$193,900 (+7.3%) Land $16,800 Building $177,100	$193,900 (+7.3%) Land $16,800 Building $177,100
2024	$1,898.00 (+0.42%)	$180,700 (+23.34%) Land $18,000 Building $162,700	$180,700 (+23.34%) Land $18,000 Building $162,700
2023	$1,890.00 Homeowner's exemption
2022		$146,500 (+24.05%) Land $16,600 Building $129,900	$146,500 (+24.05%) Land $16,600 Building $129,900
2021		$118,100 Land $13,500 Building $104,600	$118,100 Land $13,500 Building $104,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: CTC, Fidium Fiber.

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