4116 W 8th St, Duluth, MN 55807 Property Records

St. Louis County property record for 4116 W 8th St, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,080 sqft · built 1923
Lot Size	0.1 acres (4,378 sqft)
Owner	Individual Name on Record
Last Sale	$88,090 (Nov 2017)
Tax Bill	$2,266 (2026)
Deeds & Mortgages	Feb 2024 Line of Credit Sep 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-3240-00180`

Property Details

APN / Parcel Number

Primary APN	`010-3240-00180`
Alternative APN	`1077910`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,080 sqft Gross Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	4,378 sqft (0.1 acres)
Garage Area	528 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	98 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1077910
Street Address	4116 W 8TH ST
City	DULUTH
State	MN
Zip	55807-1534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WLY 17 FT OF LOT 4 AND ELY 16 FT OF LOT5 INC ELY 16 FT OF LOT 4 AND ALL OF LOT5 BLK 11 HALLS ADD TO ONEOTA AND ALL OFLOT 8
Legal Subdivision	MERRITT PARK ADD TO DULUTH
Legal Block	2
Legal Lot Number	4-5,8
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3001
Census Tract	15800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4875 LAKEWAY DR, DULUTH, MN 55811-9614
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Deed of Trust, Mortgage · Line of Credit HARBOR POINTE CU
Sep 19, 2023	Deed of Trust, Mortgage · Line of Credit HARBOR POINTE CU
Nov 6, 2017	Warranty Deed, Transfer · Conventional with PMI NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2017 · Amount on Record
Deed Sale	Nov 6, 2017 · Amount on Record
Deed Document Number	2017991816
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4116 W 8TH ST, DULUTH, MN 55807-1534
Transaction Type	Mortgage
Record Updated	Feb 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4875 LAKEWAY DR, DULUTH, MN 55811-9614

Mortgage

Document Number	0001483039
Date	Feb 14, 2024
Instrument	1483039

Lender

Name	HARBOR POINTE CU
Type	Credit Union
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	55 Months
Due	Sep 25, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4116 W 8TH ST, DULUTH, MN 55807-1534
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4875 LAKEWAY DR, DULUTH, MN 55811-9614

Mortgage

Document Number	0001072460
Date	Sep 19, 2023
Instrument	1072460

Lender

Name	HARBOR POINTE CU
Type	Credit Union
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 25, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 6, 2017
Property Address	4116 W 8TH ST, DULUTH, MN 55807-1534
Document Number	00A1321616
Instrument Date	Oct 20, 2017
Instrument	A1321616
Transaction Type	Transfer
Record Updated	Nov 24, 2017
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4893 LAKEWAY DR DULUTH MN 558119614, DULUTH, MN 55811-9614

Mortgage

Document Number	A1321617
Date	Nov 6, 2017
Instrument	A1321617

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,266.00 (+0.89%)
2025	$2,246.00 (+5.55%)	$175,000 (+7.69%) Land $11,300 Building $163,700	$175,000 (+7.69%) Land $11,300 Building $163,700
2024	$2,128.00	$162,500 (+25.68%) Land $12,100 Building $150,400	$162,500 (+25.68%) Land $12,100 Building $150,400
2022		$129,300 Land $11,100 Building $118,200	$129,300 Land $11,100 Building $118,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: CTC, Fidium Fiber.

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