4121 Mockingbird Ln, Waterloo, IA 50702 Property Records

Black Hawk County property record for 4121 Mockingbird Ln, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,259 sqft · built 2015
Lot Size	0.194 acres (8,450 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Nov 2024)
Tax Bill	$6,216 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit Dec 2019 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8813-11-128-043`

Property Details

APN / Parcel Number

Primary APN	`8813-11-128-043`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,259 sqft Living Area
1st Floor Area	1,259 sqft
Basement Area	1,259 sqft
Finished Basement	750 sqft
Unfinished Basement	1,259 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,450 sqft (0.194 acres)
Lot Dimensions	169 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	39 sqft
Deck Area	120 sqft
Patio Area	121 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4121 MOCKINGBIRD LN
City	WATERLOO
State	IA
Zip	50702-6109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROSSROADS ESTATES REPLAT NO 1 LOT 47
Legal Range	13W
Legal Township	88N
Legal Section	11
Legal Subdivision	CROSSROADS ESTATES REPLAT NO 1
Legal Lot Number	47
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2076
Census Tract	900

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4121 MOCKINGBIRD LN, WATERLOO, IA 50702-6109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2017	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF IOWA COMMUNITY CU
Dec 30, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance GREENSTATE CREDIT UNION
Aug 10, 2023	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Nov 28, 2023	Warranty Deed, Transfer
Mar 19, 2020	Warranty Deed, Transfer · VA Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2024 · Amount on Record
Deed Sale	Nov 28, 2024 · Amount on Record
Prior Sale	Nov 28, 2023 · Amount on Record
Deed Document Number	20246990
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	4121 MOCKINGBIRD LN, WATERLOO, IA 50702-6109
Transaction Type	Mortgage
Record Updated	Dec 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800007537
Date	Oct 30, 2017
Instrument	2018-00007537

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	4121 MOCKINGBIRD LN, WATERLOO, IA 50702-6109
Transaction Type	Mortgage
Record Updated	Dec 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20202000011653
Date	Dec 30, 2019
Instrument	20202000011653

Lender

Name	GREENSTATE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	4121 MOCKINGBIRD LN, WATERLOO, IA 50702-6109
Transaction Type	Mortgage
Record Updated	Dec 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202400001948
Date	Aug 10, 2023
Instrument	202400001948

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 9, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 28, 2023
Property Address	4121 MOCKINGBIRD LN, WATERLOO, IA 50702-6109
Document Number	202400006990
Instrument Date	Nov 6, 2023
Instrument	202400006990
Transaction Type	Transfer
Record Updated	Dec 8, 2023

Transaction

Amount	Amount Recorded
Tax	$479.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4121 MOCKINGBIRD LN, WATERLOO, IA 50702-6109

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 19, 2020
Property Address	4121 MOCKINGBIRD LN, WATERLOO, IA 50702-6109
Document Number	202000016224
Instrument Date	Mar 13, 2020
Instrument	202000016224
Transaction Type	Transfer
Record Updated	Dec 8, 2023
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$375.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4121 MOCKINGBIRD LN, WATERLOO, IA 50702-6109

Mortgage

Document Number	202000016225
Date	Mar 19, 2020
Instrument	202000016225

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,216.00 (+4.19%)	$304,620 (+24.46%) Land $37,100 Building $267,520	$304,620 (+24.46%) Land $37,100 Building $267,520
2024	$5,966.00 (+38.29%)
2023		$244,760 (+17.28%) Land $37,100 Building $207,660	$244,760 (+17.28%) Land $37,100 Building $207,660
2022	$4,314.00 Homeowner's exemption	$208,690 Land $37,100 Building $171,590
2021			$208,690 Land $37,100 Building $171,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

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