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4116 Mockingbird Ln, Waterloo, IA 50702 Property Records

Black Hawk County property record for 4116 Mockingbird Ln, Waterloo, IA 50702 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,848 sqft · built 2010
Lot Size0.269 acres (11,696 sqft)
Owner2 Individual Names on File
Last Sale$440,000 (Aug 2023)
Tax Bill$6,742 (2025)
Deeds & MortgagesJul 2022 Line of Credit
Aug 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN8813-11-127-097

Property Details

APN / Parcel Number

Primary APN8813-11-127-097

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,848 sqft Living Area
1st Floor Area1,848 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area11,696 sqft (0.269 acres)
Lot Dimensions172 ft deep x 72 ft wide
Garage TypeAttached
Garage Area550 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area208 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address4116 MOCKINGBIRD LN
CityWATERLOO
StateIA
Zip50702-6104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCROSSROADS ESTATES REPLAT NO 2 BEG AT NW COR LOT 1 CROSSROADS ESTATES REPLAT NO. 4 TH S 47 DEG 21 MIN 51 SEC E 33.05 FT TH N
Legal Range13W
Legal Township88N
Legal Section11
Legal SubdivisionCROSSROADS ESTATES REPLAT NO 2
Legal Tract3
Legal Lot Number1
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2088
Census Tract900

Owner

Source: Black Hawk County records · APN 8813-11-127-097

Assessment roll updated October 17, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4116 MOCKINGBIRD LN, WATERLOO, IA 50702-6104
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2022Deed of Trust, Mortgage · Line of Credit
GREENSTATE CU
Aug 09, 2022Warranty Deed, Transfer · Conventional Mortgage
VERIDIAN CU
Aug 09, 2022Quit Claim Deed, Transfer · Conventional Mortgage
VERIDIAN CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 09, 2023 · Amount on Record
Deed SaleAug 09, 2023 · Amount on Record
Prior SaleAug 09, 2023 · Amount on Record
Deed Document Number20232322
Prior Transfer DateAug 01, 2022
Prior Transfer Doc0000002317
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address4116 MOCKINGBIRD LN, WATERLOO, IA 50702-6104
Transaction TypeMortgage
Record UpdatedAug 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202300000733
DateJul 13, 2022
Instrument202300000733
Lender
NameGREENSTATE CU
TypeCredit Union
AddressNORTH LIBERTY, IA 52317
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJul 12, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateAug 09, 2022
Property Address4116 MOCKINGBIRD LN, WATERLOO, IA 50702-6104
Document Number202300002318
Map ReferenceDOC 2012-20219
Instrument DateAug 03, 2022
Instrument202300002318
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanyTITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$407.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4116 MOCKINGBIRD LN, WASHBURN, IA 50702-6104

Mortgage

Document Number202300002319
DateAug 09, 2022
Instrument202300002319
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052
Interest
Rate TypeAdjustable Rate
Rate4.75%
Type Change DateSep 01, 2032
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change6.75%
Index1-Year CMT
Max Rate10.7%

August 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBLACK HAWK IA
Recording DateAug 09, 2022
Property Address4116 MOCKINGBIRD LN, WATERLOO, IA 50702-6104
Document Number202300002317
Map ReferenceDOC 2012-20219
Instrument DateAug 01, 2022
Instrument202300002317
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanyTITLE SERVICES CORPORATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4116 MOCKINGBIRD LN, WATERLOO, IA 50702-6104

Mortgage

Document Number202300002319
DateAug 09, 2022
Instrument202300002319
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052
Interest
Rate TypeAdjustable Rate
Rate4.75%
Type Change DateSep 01, 2032
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change6.75%
Index1-Year CMT
Max Rate10.7%

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,742.00 Homeowner's exemption$354,580 (+10.44%) Land $51,450 Building $303,130$354,580 (+10.44%) Land $51,450 Building $303,130
2024$6,742.00
2023$321,050 Land $51,450 Building $269,600$321,050 Land $51,450 Building $269,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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