Lake County property record for 41202 Baypoint Rd, Polson, MT 59860
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,498 sqft · built 1972 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $160,000 (Apr 2019) |
| Tax Bill | $432 (2026) |
| Deeds & Mortgages | Apr 2019 Mortgage Oct 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R151205 |
| Primary APN | R151205 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,498 sqft Living Area |
| 1st Floor Area | 1,070 sqft |
| Attic | Attic |
| Attic Area | 428 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 44,867 sqft (1.03 acres) |
| View / Lot | Mountain |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 80 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000030745 |
|---|---|
| Street Address | 41202 BAYPOINT RD |
| City | POLSON |
| State | MT |
| Zip | 59860-8581 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S30, T23 N, R20 W, C.O.S. 6710, ACRES 1.03, TR B IN POR OF NWNE |
| Legal Range | 20W |
| Legal Township | 23N |
| Legal Section | 30 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 940307 |
Source: Lake County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 41202 BAYPOINT RD, POLSON, MT 59860-8581 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 5, 2019 | Warranty Deed, Transfer · Conventional Mortgage GLACIER BANK |
| Oct 9, 2018 | Deed of Trust, Mortgage · ARM VALLEY BANK OF RONAN |
| Jan 5, 2018 | Deed of Trust, Mortgage · Commercial Mortgage VALLEY BANK OF RONAN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2019 · Amount on Record |
| Deed Sale | Apr 5, 2019 · Amount on Record |
| Deed Document Number | 2019568525 |
| Last Transfer Date | Mar 31, 2022 |
| Transfer Doc | 0000597386 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MT |
| Recording Date | Apr 5, 2019 |
| Property Address | 41202 BAYPOINT RD, POLSON, MT 59860-8581 |
| Document Number | 568525 |
| Instrument Date | Apr 4, 2019 |
| Instrument | 568525 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 41202 BAYPOINT RD, POLSON, MT 59860-8581 |
| Document Number | 568526 |
|---|---|
| Date | Apr 5, 2019 |
| Instrument | 568526 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 41202 BAYPOINT RD, POLSON, MT 59860-8581 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2018 |
| Name | Verified Name |
|---|
| Document Number | 565678 |
|---|---|
| Date | Oct 9, 2018 |
| Instrument | 565678 |
| Name | VALLEY BANK OF RONAN |
|---|---|
| Type | Bank |
| Address | RONAN, MT 59864 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Nov 1, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 6.5% |
| Max Rate At Change | 8.5% |
| Index | Prime Rate |
| Max Rate | 14% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 41202 BAYPOINT RD, POLSON, MT 59860-8581 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 560013 |
|---|---|
| Date | Jan 5, 2018 |
| Instrument | 560013 |
| Name | VALLEY BANK OF RONAN |
|---|---|
| Type | Bank |
| Address | RONAN, MT 59864 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 5 Months |
| Due | Jun 18, 2018 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Elementary School District | Polson Elementary School District (PK - 08) |
| Secondary School District | Polson High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $432.00 (-8.86%) Homeowner's exemption | $419,700 (-) | |
| 2025 | $474.00 (-51.53%) Homeowner's exemption | $419,700 (+45.28%) | $419,700 (+45.28%) Land $117,349 Building $302,351 |
| 2023 | $978.00 | $288,900 | $288,900 Land $56,307 Building $232,593 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 86% of Montana |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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