40986 Baypoint Rd, Polson, MT 59860 Property Records

Lake County property record for 40986 Baypoint Rd, Polson, MT 59860

Property Summary

Property Type	Residential Vacant Land
Lot Size	2.38 acres (103,673 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,583 (2026)
Deeds & Mortgages	Sep 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R617718`

Property Details

APN / Parcel Number

Primary APN	`R617718`
Alternative APNs	`15-3350-30-1-02-19-0000` `0000030727`

Exterior

Lot Area	103,673 sqft (2.38 acres)

Location & Zoning

Account Number	0000030727
Street Address	40986 BAYPOINT RD
City	POLSON
State	MT
Zip	59860-8503
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	S30, T23 N, R20 W, C.O.S. 6676, ACRES 2.38, LT 2
Legal Range	20W
Legal Township	23N
Legal Section	30
Legal Subdivision	CERTIFICATE OF SURVEY NO 6676
Legal Lot Number	2
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	3
Census Block	3003
Census Tract	940307

Owner

Source: Lake County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1298, POLSON, MT 59860-1298
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2022
Deed Sale	Aug 8, 2022
Prior Sale	Mar 8, 2021 · Amount on Record
Deed Document Number	2022600178
Prior Transfer Date	Mar 10, 2011
Prior Transfer Doc	0000512945
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Recording Date	Sep 4, 2026
Property Address	40986 BAYPOINT RD, POLSON, MT 59860-8503
Document Number	0000641339
Instrument Date	Aug 31, 2026
Instrument	2026641339
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	40986 BAYPOINT RD, POLSON, MT 59860-8503

Mortgage

Document Number	0000641339,
Date	Sep 4, 2026
Instrument	2026641339

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Polson Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,583.00 (+88%)	$191,154 (-)
2025	$842.00 (+43.69%)	$191,154 (+191.3%)	$191,154 (+191.3%) Land $191,154
2023	$586.00	$65,622	$65,622 Land $65,622

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Montana
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000