4120 S Fork Ranch Rd, Waco, TX 76705 Property Records

McLennan County property record for 4120 S Fork Ranch Rd, Waco, TX 76705

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,702 sqft · built 2016
Lot Size0.141 acres (6,142 sqft)
OwnerIndividual Name on File
Tax Bill$4,612 (2024)
Deeds & MortgagesMar 2021 Mortgage
May 2020 Loan Modification
+ 2 more
Flood ZoneZone X (minimal risk)
APN280430050006080

Property Details

APN / Parcel Number

Primary APN280430050006080
Alternative APN
  • 367524

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,702 sqft Living Area
Gross Area2,102 sqft
1st Floor Area1,702 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2016
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area6,142 sqft (0.141 acres)
Lot Dimensions120 ft deep x 51 ft wide
Garage TypeAttached
Garage Area400 sqft
DrivewayDriveway
Driveway Area450 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area30 sqft
Patio Area180 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number367524
Street Address4120 S FORK RANCH RD
CityWACO
StateTX
Zip76705-5993
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTH FORK PH 1 LOT 8 BLOCK 6 ACRES .141
Legal SubdivisionSOUTH FORK PH 1
Legal Block6
Legal Lot Number8
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group4
Census Block4012
Census Tract1700

Owner

Source: McLennan County records · APN 280430050006080

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4120 S FORK RANCH RD, WACO, TX 76705-5993
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
May 05, 2020Loan Modification, Mortgage
ALLIANCE BK CTRL TX
Apr 25, 2019Warranty Deed, Transfer
LOANDEPOT.COM LLC
Feb 23, 2017Vendor's Lien, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 25, 2019
Deed SaleApr 25, 2019
Prior SaleFeb 23, 2017
Deed Document Number2019013511
Record UpdatedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address4120 S FORK RANCH RD, WACO, TX 76705-5993
Transaction TypeMortgage
Record UpdatedMar 19, 2021
Title CompanyDBA FIN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008107
DateMar 08, 2021
Instrument2021008107
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

May 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address4120 S FORK RANCH RD, WACO, TX 76705-5993
Document Number0000016143
Instrument DateMay 05, 2020
Transaction TypeMortgage
Record UpdatedJul 01, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address1212 LIVE OAK ST MARLIN TX 766612605, MARLIN, TX 76661-2605

Mortgage

Document Number0000016143
DateMay 19, 2020
Instrument16143
Lender
NameALLIANCE BK CTRL TX
TypeBank
AddressPO BOX 7554, WACO, TX 76714-7554
Agreement
AmountAmount Recorded
Term12 Months
DueMay 18, 2021
Interest
Rate4.75%

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateApr 25, 2019
Property Address4120 S FORK RANCH RD, WACO, TX 76705-5993
Document Number0000013511
Instrument DateApr 19, 2019
Instrument13511
Transaction TypeTransfer
Record UpdatedJun 03, 2019
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4120 S FORK RANCH RD WACO TX 767055993, WACO, TX 76705-5993

Mortgage

Document Number13512
DateApr 25, 2019
Instrument13512
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
AmountAmount Recorded
Term360 Months
DueApr 24, 2049

February 2017: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateFeb 23, 2017
Property Address4120 S FORK RANCH RD, WACO, TX 76705-5993
Document Number0000005694
Map ReferenceFILM2013301889
Instrument DateFeb 07, 2017
Instrument2017005694
Transaction TypeTransfer
Record UpdatedAug 24, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4090 STATE HIGHWAY 6 S, 4090, COLLEGE STATION, TX 77845-8962

Transferred To (Grantee/Buyer)

NameVerified Name
Address4120 S FORK RANCH RD, WACO, TX 76705-5993

Mortgage

Document Number0000005695
DateFeb 23, 2017
Instrument2017005695
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2047

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictLa Vega Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$274,360 (-2.92%) Land $36,670 Building $237,690$274,360 (-2.92%) Land $36,670 Building $237,690
2024$4,612.00 (+24.41%)
2023$282,610 Land $36,670 Building $245,940$282,610 Land $36,670 Building $245,940
2022$3,707.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 9, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (2012–2026)
Most Recent ClaimJun 2026 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Radiate Holdings
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
AMG Technology Investment Group
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Helmsco
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T.

Based on FCC filings for 339 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF WACO
serves 146,241 people
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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