4109 S Fork Ranch Rd, Waco, TX 76705 Property Records

McLennan County property record for 4109 S Fork Ranch Rd, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,555 sqft · built 2016
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$171,600 (Jul 2021)
Tax Bill	$6,549 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-043006-000124-0`

Property Details

APN / Parcel Number

Primary APN	`28-043006-000124-0`
Alternative APN	`371710`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,555 sqft Living Area
Gross Area	1,915 sqft
1st Floor Area	1,555 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 51 ft wide
Garage Type	Attached
Garage Area	360 sqft
Driveway	Concrete Driveway
Driveway Area	450 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	189 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4109 S FORK RANCH RD
City	WACO
State	TX
Zip	76705-5993
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH FORK PH 2 PT 1 LOT 24 BLOCK 1 ACRES .14
Legal Subdivision	SOUTH FORK PH 2 PT 1
Legal Block	1
Legal Lot Number	24
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	4
Census Block	4038
Census Tract	1700

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4109 S FORK RANCH RD, WACO, TX 76705-5993
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
May 5, 2020	Loan Modification, Mortgage ALLIANCE BK CTRL TX
Nov 17, 2018	Deed of Trust, Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2021 · Amount on Record
Deed Sale	Jul 21, 2021 · Amount on Record
Prior Sale	Jul 12, 2016 · Amount on Record
Deed Document Number	202128806
Prior Transfer Date	Jul 7, 2016
Prior Transfer Doc	0000022379
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLENNAN TX
Recording Date	Jul 21, 2021
Property Address	4109 S FORK RANCH RD, WACO, TX 76705-5993
Document Number	0000028806
Map Reference	FILE 2014030237
Instrument Date	Apr 7, 2021
Instrument	2021028806
Transaction Type	Transfer
Record Updated	Aug 2, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4109 S FORK RANCH RD, WACO, TX 76705-5993

Mortgage

Document Number	0000028807
Date	Jul 21, 2021
Instrument	2021028807

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	May 1, 2051

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	4109 S FORK RANCH RD, WACO, TX 76705-5993
Document Number	0000016143
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1212 LIVE OAK ST MARLIN TX 766612605, MARLIN, TX 76661-2605

Mortgage

Document Number	0000016143
Date	May 19, 2020
Instrument	16143

Lender

Name	ALLIANCE BK CTRL TX
Type	Bank
Address	PO BOX 7554, WACO, TX 76714-7554

Agreement

Amount	Amount Recorded
Term	12 Months
Due	May 18, 2021

Interest

Rate	4.75%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	4109 S FORK RANCH RD, WACO, TX 76705-5993
Document Number	0000040799
Instrument Date	Nov 17, 2018
Transaction Type	Mortgage
Record Updated	Apr 9, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4109 S FORK RANCH RD WACO TX 767055993, WACO, TX 76705-5993

Mortgage

Document Number	0000040799
Date	Nov 26, 2018
Instrument	40799

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 25, 2033

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	La Vega Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,899 (-0.58%) Land $40,188 Building $222,711	$262,899 (-0.58%) Land $40,188 Building $222,711
2025	$6,549.00 (+54.57%)	$264,430 (-2.91%) Land $36,470 Building $227,960	$264,430 (-2.91%) Land $36,470 Building $227,960
2024	$4,237.00 (+24.51%)
2023		$272,350 Land $36,470 Building $235,880	$272,350 Land $36,470 Building $235,880
2022	$3,403.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2012–2026)
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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