4120 Ross Rd, Gary, IN 46408 Property Records

Lake County property record for 4120 Ross Rd, Gary, IN 46408

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,080 sqft · built 1955
Lot Size0.305 acres (13,286 sqft)
Owner2 Individual Names on File
Tax Bill$1,386 (2024)
Flood ZoneZone X (minimal risk)
APN001-01-39-0047-0057

Property Details

APN / Parcel Number

Primary APN001-01-39-0047-0057
Alternative APNs
  • 45-07-25-401-009.000-001
  • 013900470057

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms4 Rooms
Stories2 Stories
Building Area2,080 sqft Living Area
Basement Area1,040 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1955
Construction TypeWood
Roof MaterialAsphalt
Lot Area13,286 sqft (0.305 acres)
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces
Shed1 Shed
Shed Area242 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number001-01-39-0047-0057
Old Parcel Number013900470057
Street Address4120 ROSS RD
CityGARY
StateIN
Zip46408-3025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT. E1/2 NW. SE. W. OF ROSS ROAD 54.88X277.49X50X254.87 FT. TR.3 S.25 T.36 R.9 . 305A.
Legal Range09
Legal Township36
Legal Section25
Legal Tract3
Legal Lot Number1
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group1
Census Block1006
Census Tract41302

Owner

4120 Ross Rd is owned and occupied by two individuals who acquired it in July 1989.

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address4120 ROSS RD, GARY, IN 46408-3025
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 1989
Deed SaleJul 31, 1989
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
Unified School DistrictLake Ridge Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$147,400 Land $14,500 Building $132,900$147,400 Land $14,500 Building $132,900
2024$1,386.00
2023$129,600 (+3.76%) Land $14,000 Building $115,600$129,600 (+3.76%) Land $14,000 Building $115,600
2022$1,830.00 Homeowner's exemption$124,900 Land $10,200 Building $114,700$124,900 Land $10,200 Building $114,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4120 Ross Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims10 (1981–1999)
Most Recent ClaimApr 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4120 Ross Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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