4112 Ross Rd, Gary, IN 46408 Property Records

Lake County property record for 4112 Ross Rd, Gary, IN 46408

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,061 sqft · built 1934
Lot Size0.766 acres (33,367 sqft)
OwnerIndividual Name on Record
Tax Bill$2,008 (2024)
Deeds & MortgagesApr 2020 Line of Credit
Nov 2018 Sale
Flood ZoneZone X (minimal risk)
APN001-01-39-0047-0068

Property Details

APN / Parcel Number

Primary APN001-01-39-0047-0068
Alternative APNs
  • 45-07-25-401-008.000-001
  • 013900470068

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms3 Rooms
Stories1 Story
Building Area1,061 sqft Living Area
Basement Area667 sqft

Exterior

Year BuiltBuilt 1934
Construction TypeWood
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area33,367 sqft (0.766 acres)
Garage TypeMixed
Garage Area1,075 sqft
Parking Spaces4 Parking Spaces
Shed1 Shed
Shed Area300 sqft
Lean-To184 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number001-01-39-0047-0068
Old Parcel Number013900470068
Street Address4112 ROSS RD
CityGARY
StateIN
Zip46408-3025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT. NW. SE. TRACT 1 & 2 S.25 T.36 R.9 .766AC.
Legal Range09
Legal Township36
Legal Section25
Legal Tract1,2
Legal Lot Number1
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group1
Census Block1006
Census Tract41302

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address4112 ROSS RD, GARY, IN 46408-3025
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2020Deed of Trust, Mortgage · Line of Credit
FIRST FINANCIAL BANK
Nov 21, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 18, 2018
Deed SaleDec 18, 2018
Prior SaleNov 21, 2018
Deed Document Number2018 086966
Record UpdatedJun 8, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address4112 ROSS RD, GARY, IN 46408-3025
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022213
DateApr 21, 2020
Instrument2020 022213
Lender
NameFIRST FINANCIAL BANK
TypeBank
AddressCINCINNATI, OH 45203
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE IN
Recording DateNov 21, 2018
Property Address4112 ROSS RD, GARY, IN 46408-3025
Document Number0000081390
Instrument DateNov 9, 2018
Instrument81390
Transaction TypeTransfer
Record UpdatedJan 3, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4112 ROSS RD GARY IN 464083025, GARY, IN 46408-3025

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
Unified School DistrictLake Ridge Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$108,000 (+12.62%) Land $24,500 Building $83,500$108,000 (+12.62%) Land $24,500 Building $83,500
2024$2,008.00 (+9.91%)
2023$95,900 (+6.08%) Land $23,600 Building $72,300$95,900 (+6.08%) Land $23,600 Building $72,300
2022$1,827.00$90,400 Land $17,200 Building $73,200$90,400 Land $17,200 Building $73,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims10 (1981–1999)
Most Recent ClaimApr 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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