4120 River Rd, Reading, PA 19605 Property Records

Berks County property record for 4120 River Rd, Reading, PA 19605

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,471 sqft · built 1998
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$183,100 (Oct 1998)
Tax Bill	$2,612 (2026)
Deeds & Mortgages	May 2023 Mortgage Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4399-19-51-4193`

Property Details

APN / Parcel Number

Primary APN	`4399-19-51-4193`
Alternative APNs	`66-4399-19-51-4193` `66132208` `132208`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,471 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Lot Area	12,197 sqft (0.28 acres)
View / Lot	Neighborhood
Garage Type	Attached
Porch	Open Frame Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	66132208
Street Address	4120 RIVER RD
City	READING
State	PA
Zip	19605-1355
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WHITFORD HILL TWNHSES
Legal Block	51
Legal Lot Number	8
Jurisdiction	BERKS PA
Township / Civil Division	MUHLENBERG
Census Block Group	2
Census Block	2000
Census Tract	12702

Owner

4120 River Rd is owned and occupied by an individual who acquired it in August 2013.

Source: Berks County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4120 RIVER RD, READING, PA 19605-1355
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 1, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Aug 16, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 1998 · Amount on File
Deed Sale	Oct 28, 1998 · Amount on File
Deed Book / Page	2996 / 389
Last Transfer Date	Aug 13, 2013
Transfer Doc	0000036197
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	4120 RIVER RD, READING, PA 19605-1355
Transaction Type	Mortgage
Record Updated	May 31, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 RIVER RD, READING, PA 19605-1355

Mortgage

Document Number	0000013932
Date	May 16, 2023
Instrument	2023013932

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	4120 RIVER RD, READING, PA 19605-1355
Transaction Type	Mortgage
Record Updated	Apr 14, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013808
Date	Apr 4, 2022
Instrument	2022013808

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	4120 RIVER RD, READING, PA 19605-1355
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027071
Date	Jun 1, 2021
Instrument	2021027071

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Apr 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	4120 RIVER RD, READING, PA 19605-1355
Document Number	0000028937
Instrument Date	Aug 16, 2020
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 RIVER RD READING PA 196051355, READING, PA 19605-1355

Mortgage

Document Number	0000028937
Date	Aug 20, 2020
Instrument	28937

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 19, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 4120 River Rd was $2,612 with a homeowner's exemption.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Muhlenberg Township
Unified School District	Muhlenberg School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,612.00 Homeowner's exemption	$174,000 Land $36,100 Building $137,900	$36,100 Land $36,100
2024	$2,443.00	$174,000 Land $36,100 Building $137,900
1994			$174,000 Land $36,100 Building $137,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4120 River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Oct 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4120 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUHLENBERG TWP MUNI AUTH serves 22,400 people · EPA ID PA3060038
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2020
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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