4116 River Rd, Reading, PA 19605 Property Records

Berks County property record for 4116 River Rd, Reading, PA 19605

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,196 sqft · built 1998
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on Record
Last Sale$199,900 (Aug 2000)
Tax Bill$2,621 (2026)
Deeds & MortgagesMay 2022 Line of Credit
May 2022 Second Mortgage
Flood ZoneZone X (minimal risk)
APN4399-19-51-5182

Property Details

APN / Parcel Number

Primary APN4399-19-51-5182
Alternative APNs
  • 66-4399-19-51-5182
  • 66132207
  • 132207

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,196 sqft Living Area
Family RoomFamily Room

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialAluminum/Vinyl
Lot Area10,454 sqft (0.24 acres)
View / LotNeighborhood
Garage TypeAttached
PorchOpen Frame Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number66132207
Street Address4116 RIVER RD
CityREADING
StatePA
Zip19605-1355
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionWHITFORD HILL & WHITFORD HILL
Legal Block51
Legal Lot Number7 B
JurisdictionBERKS PA
Township / Civil DivisionMUHLENBERG
Census Block Group2
Census Block2000
Census Tract12702

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4116 RIVER RD, READING, PA 19605-1355
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2022Deed of Trust, Mortgage · Line of Credit
BELLCO FCU
May 26, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
BELLCO FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 2000 · Amount on Record
Deed SaleAug 2, 2000 · Amount on Record
Deed Book / Page3226 / 1541
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address4116 RIVER RD, READING, PA 19605-1355
Transaction TypeMortgage
Record UpdatedJun 7, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021754
DateMay 26, 2022
Instrument2022021754
Lender
NameBELLCO FCU
TypeCredit Union
AddressREADING, PA 19610
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMay 25, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address4116 RIVER RD, READING, PA 19605-1355
Transaction TypeMortgage
Record UpdatedJun 7, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021733
DateMay 26, 2022
Instrument2022021733
Lender
NameBELLCO FCU
TypeCredit Union
AddressREADING, PA 19610
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueMay 25, 2037

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
County SubdivisionMuhlenberg Township
Unified School DistrictMuhlenberg School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,621.00 (+6.89%) Homeowner's exemption$174,600 (-) Land $34,300 Building $140,300$34,300 (-80.36%) Land $34,300
2024$2,452.00$174,600 Land $34,300 Building $140,300
1994$174,600 Land $34,300 Building $140,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimOct 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMUHLENBERG TWP MUNI AUTH
serves 22,400 people · EPA ID PA3060038
Water SourceGroundwater
Last State InspectionJun 2023
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Aug 2020
Monitoring and Reporting26
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
10,000 / 10,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Frontier, Verizon.

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