4120 Hubby Ave, Waco, TX 76710 Property Records

McLennan County property record for 4120 Hubby Ave, Waco, TX 76710

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,316 sqft · built 1949
Lot Size0.258 acres (11,252 sqft)
Owner2 Individual Names on Record
Tax Bill$5,102 (2024)
Deeds & MortgagesSep 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN480382000029000

Property Details

APN / Parcel Number

Primary APN480382000029000
Alternative APNs
  • 4803820000290000111
  • 190302

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,316 sqft Living Area
Gross Area2,636 sqft
1st Floor Area1,596 sqft
2nd Floor Area720 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area11,252 sqft (0.258 acres)
Lot Dimensions150 ft deep x 75 ft wide
Garage TypeDetached
Garage Area520 sqft
DrivewayDriveway
Driveway Area1,026 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Patio Area30 sqft
FenceFence
Canopy312 sqft
Storage Building48 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number190302
Old Parcel Number4803820000290000111
Street Address4120 HUBBY AVE
CityWACO
StateTX
Zip76710-5208
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionSOUTH OVERLOOK LOT 12 BLOCK B ACRES .2583
Legal SubdivisionSOUTH OVERLOOK
Legal BlockB
Legal Lot Number12
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group3
Census Block3039
Census Tract2498

Owner

Source: McLennan County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4120 HUBBY AVE, WACO, TX 76710-5208
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 20, 2016
Deed SaleJul 20, 2016
Prior SaleJun 5, 2012
Deed Document Number2016023370
Record UpdatedJun 8, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address4120 HUBBY AVE, WACO, TX 76710-5208
Transaction TypeMortgage
Record UpdatedSep 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4120 HUBBY AVE, WACO, TX 76710-5208

Mortgage

Document Number0000038575
DateSep 26, 2022
Instrument2022038575
Lender
NamePNC BANK NA
TypeBank
AddressWACO, TX 76710
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueSep 14, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$314,180 (+1.35%) Land $25,650 Building $288,530$314,180 (+1.35%) Land $25,650 Building $288,530
2024$5,102.00 (+24.87%)
2023$309,990 Land $25,650 Building $284,340$309,990 Land $25,650 Building $284,340
2022$4,086.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1990)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 35
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20

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