McLennan County property record for 4105 Hubby Ave, Waco, TX 76710
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,923 sqft · built 1951 |
| Lot Size | 0.516 acres (22,499 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,411 (2024) |
| Deeds & Mortgages | May 2020 Loan Modification Oct 2019 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 480382000041008 |
| Primary APN | 480382000041008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,923 sqft Living Area |
| Gross Area | 3,781 sqft |
| 1st Floor Area | 2,923 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 22,499 sqft (0.516 acres) |
| Lot Dimensions | 150 ft deep x 150 ft wide |
| Garage Type | Attached |
| Garage Area | 858 sqft |
| Driveway | Driveway |
| Driveway Area | 2,980 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 264 sqft |
| Patio Area | 70 sqft |
| Fence | Fence |
| Storage Building | 72 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 190314 |
|---|---|
| Old Parcel Number | 4803820000410080111 |
| Street Address | 4105 HUBBY AVE |
| City | WACO |
| State | TX |
| Zip | 76710-5207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | SOUTH OVERLOOK LOT 9 10 BLOCK C ACRES .5165 |
| Legal Subdivision | SOUTH OVERLOOK |
| Legal Block | C |
| Legal Lot Number | 9,10 10 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 2498 |
Source: McLennan County records, as of October 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4105 HUBBY AVE, WACO, TX 76710-5207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 2, 2020 | Loan Modification, Mortgage COMMUNITY BK |
| Oct 2, 2019 | Loan Modification, Mortgage COMMUNITY BK |
| Nov 5, 2018 | Warranty Deed, Transfer COMMUNITY BK |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2018 |
| Deed Sale | Nov 5, 2018 |
| Prior Sale | Aug 5, 2008 |
| Deed Document Number | 2018038770 |
| Record Updated | Jun 7, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 4105 HUBBY AVE, WACO, TX 76710-5207 |
| Document Number | 0000014526 |
| Instrument Date | May 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4105 HUBBY AVE WACO TX 767105207, WACO, TX 76710-5207 |
| Document Number | 0000014526 |
|---|---|
| Date | May 6, 2020 |
| Instrument | 14526 |
| Name | COMMUNITY BK |
|---|---|
| Type | Bank |
| Address | WACO, TX 76703-2303 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | May 5, 2035 |
| Rate | 3.9% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 4105 HUBBY AVE, WACO, TX 76710-5207 |
| Document Number | 0000036995 |
| Instrument Date | Oct 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4105 HUBBY AVE WACO TX 767105207, WACO, TX 76710-5207 |
| Document Number | 0000036995 |
|---|---|
| Date | Nov 5, 2019 |
| Instrument | 36995 |
| Name | COMMUNITY BK |
|---|---|
| Type | Bank |
| Address | WACO, TX 76703-2303 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Nov 4, 2020 |
| Rate | 5.25% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Nov 5, 2018 |
| Property Address | 4105 HUBBY AVE, WACO, TX 76710-5207 |
| Document Number | 0000038770 |
| Instrument Date | Nov 2, 2018 |
| Instrument | 38770 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2020 |
| Title Company | AMERICAN GUARANTY TITLE COMPANY, AMERICAN GUARANTY TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4105 HUBBY AVE WACO TX 767105207, WACO, TX 76710-5207 |
| Document Number | 38771 |
|---|---|
| Date | Nov 5, 2018 |
| Instrument | 38771 |
| Name | COMMUNITY BK |
|---|---|
| Type | Bank |
| Address | WACO, TX 76703-2303 |
| Amount | Amount Recorded |
|---|
Source: McLennan County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $386,360 (+4%) Land $31,950 Building $354,410 | $386,360 (+4%) Land $31,950 Building $354,410 | |
| 2024 | $3,411.00 (+10.5%) | ||
| 2023 | $371,500 Land $31,950 Building $339,550 | $371,500 Land $31,950 Building $339,550 | |
| 2022 | $3,087.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1990) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1990 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
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