4120 E Encinas Ave, Gilbert, AZ 85234 Property Records

Maricopa County property record for 4120 E Encinas Ave, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,521 sqft · built 1994
Lot Size	0.156 acres (6,821 sqft)
Owner	Company Name on Record
Last Sale	$365,000 (Mar 2019)
Tax Bill	$2,042 (2025)
Deeds & Mortgages	Sep 2018 Line of Credit Mar 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`304-06-346`

Property Details

APN / Parcel Number

Primary APN	`304-06-346`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,521 sqft Living Area
1st Floor Area	1,288 sqft
2nd Floor Area	1,233 sqft

Exterior

Year Built	Built 1994
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	6,821 sqft (0.156 acres)
Parking Spaces	2 Parking Spaces
Pool Area	362 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4120 E ENCINAS AVE
City	GILBERT
State	AZ
Zip	85234-0339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	TOWNE MEADOWS AMD MCR 320-06
Legal Range	06E
Legal Township	01S
Legal Section	01
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	TOWNE MEADOWS AMD LOT 1-591 TR A
Legal Lot Number	311
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1000
Census Tract	422622

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	4120 E ENCINAS AVE, GILBERT, AZ 85234-0339
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2018	Deed of Trust, Mortgage · Line of Credit DESERT SCHOOLS FCU
Mar 6, 2019	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2019 · Amount on Record
Deed Sale	Mar 6, 2019 · Amount on Record
Prior Sale	Mar 6, 2019 · Amount on Record
Deed Document Number	0000153954
Last Transfer Date	Sep 3, 2025
Transfer Doc	0000508334
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4120 E ENCINAS AVE, GILBERT, AZ 85234-0339
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000690533
Date	Sep 13, 2018
Instrument	20180690533

Lender

Name	DESERT SCHOOLS FCU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 6, 2019
Property Address	4120 E ENCINAS AVE, GILBERT, AZ 85234-0339
Document Number	0000153954
Map Reference	DOC1988-272222
Instrument Date	Mar 1, 2019
Instrument	20190153954
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	EMPIRE WEST TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4120 E ENCINAS AVE, 4120, GILBERT, AZ 85234-0339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 E ENCINAS AVE, GILBERT, AZ 85234-0339

Mortgage

Document Number	0000153955
Date	Mar 6, 2019
Instrument	20190153955

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,780 (+1.03%)	$517,800 (+1.03%) Land $103,500 Building $414,300
2025	$2,042.00 (+3.13%)
2024		$51,250	$512,500 Land $102,500 Building $410,000
2023	$1,980.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
CenturyLink DSL	140 / 20

May also be available: Verizon.

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