4108 E Encinas Ave, Gilbert, AZ 85234 Property Records

Maricopa County property record for 4108 E Encinas Ave, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,824 sqft · built 1992
Lot Size	0.168 acres (7,301 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Mar 2020)
Tax Bill	$1,571 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jun 2021 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`304-06-348`

Property Details

APN / Parcel Number

Primary APN	`304-06-348`
Alternative APN	`304063481`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,824 sqft Living Area
Gross Area	2,016 sqft
1st Floor Area	1,824 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,301 sqft (0.168 acres)
View / Lot	Corner
Parking Spaces	3 Parking Spaces
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4108 E ENCINAS AVE
City	GILBERT
State	AZ
Zip	85234-0330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	TOWNE MEADOWS AMD LOT 1-591 TR A MCR 320-06
Legal Range	6E
Legal Township	1S
Legal Section	1
Legal Subdivision	TOWNE MEADOWS AMD LOT 1-591 TR A
Legal Tract	A
Legal Lot Number	313
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1006
Census Tract	422622

Owner

4108 E Encinas Ave is owned and occupied by two individuals who bought it in March 2020.

Source: Maricopa County records, as of October 22, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4108 E ENCINAS AVE, GILBERT, AZ 85234-0330
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 11, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 1, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 1, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 4, 2019	Warranty Deed, Construction Loan · Construction Mortgage DEUTSCHE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2020 · Amount on File
Deed Sale	Mar 11, 2020 · Amount on File
Prior Sale	May 1, 2019 · Amount on File
Deed Document Number	2020212125
Prior Transfer Date	Feb 13, 2020
Prior Transfer Doc	0000212125
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4108 E ENCINAS AVE, GILBERT, AZ 85234-0330
Transaction Type	Mortgage
Record Updated	Sep 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4108 E ENCINAS AVE, GILBERT, AZ 85234-0330

Mortgage

Document Number	0000447249
Date	Aug 25, 2023
Instrument	20230447249

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4108 E ENCINAS AVE, GILBERT, AZ 85234-0330
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4108 E ENCINAS AVE, GILBERT, AZ 85234-0330

Mortgage

Document Number	0000673003
Date	Jun 18, 2021
Instrument	20210673003

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 11, 2020
Property Address	4108 E ENCINAS AVE, GILBERT, AZ 85234-0330
Document Number	0000212125
Map Reference	MB 320 PG 6
Instrument Date	Feb 13, 2020
Instrument	20200212125
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	PREMIER TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2606 E LIBRA ST, 2606, GILBERT, AZ 85234-3913

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4108 E ENCINAS AVE, GILBERT, AZ 85234-0330

Mortgage

Document Number	0000212126
Date	Mar 11, 2020
Instrument	20200212126

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 1, 2019
Property Address	4108 E ENCINAS AVE, GILBERT, AZ 85234-0330
Document Number	0000314179
Map Reference	DOC 86-27222
Instrument Date	May 1, 2019
Instrument	20190314179
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 HOWARD ST STE 550, 405, SAN FRANCISCO, CA 94105-2999

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2606 E LIBRA ST, GILBERT, AZ 85234-3913

Mortgage

Document Number	0000314180
Date	May 1, 2019
Instrument	20190314180

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 1, 2019
Property Address	4108 E ENCINAS AVE, GILBERT, AZ 85234-0330
Document Number	0000314178
Instrument Date	May 1, 2019
Instrument	314178
Transaction Type	Transfer
Record Updated	May 7, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4108 E ENCINAS AVE GILBERT AZ 852340330, GILBERT, AZ 85234-0330

January 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 4, 2019
Property Address	4108 E ENCINAS AVE, GILBERT, AZ 85234-0330
Document Number	0000007568
Map Reference	DOC86-27222
Instrument Date	Jan 4, 2019
Instrument	20190007568
Transaction Type	Construction Loan
Record Updated	Jul 15, 2022
Title Company	OPENDOOR WEST LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19202 E VIA DE PALMAS, 19202, QUEEN CREEK, AZ 85142-9731

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 HOWARD ST STE 550, 550, SAN FRANCISCO, CA 94105-2999
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007569
Date	Jan 4, 2019
Instrument	20190007569

Lender

Name	DEUTSCHE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4108 E Encinas Ave was $1,571.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,670 (+110.89%)	$426,700 (+6.36%) Land $85,300 Building $341,400
2025	$1,571.00	$20,233 (-52.76%)	$401,200 (-6.33%) Land $80,200 Building $321,000
2024		$42,830	$428,300 Land $85,600 Building $342,700
2023	$1,524.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4108 E Encinas Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4108 E Encinas Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.4% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
CenturyLink DSL	140 / 20

May also be available: Verizon.

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