4120 E 3rd St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 4120 E 3rd St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 848 sqft · built 1926
Lot Size	0.154 acres (6,720 sqft)
Owner	2 Individual Names on Record
Tax Bill	$74 (2024)
Deeds & Mortgages	Sep 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`71-10-18-176-018.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-10-18-176-018.000-023`
Alternative APN	`01611054134`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	848 sqft Living Area
Gross Area	1,496 sqft
1st Floor Area	1,496 sqft
Basement Area	648 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,720 sqft (0.154 acres)
Lot Dimensions	160 ft deep x 42 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4120 E 3RD ST
City	MISHAWAKA
State	IN
Zip	46544-4040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 & 40 VAC 3RD ST OAKLAND ADD
Legal Subdivision	3RD ST OAKLAND ADD
Legal Lot Number	13,40
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3024
Census Tract	10500

Owner

Source: St. Joseph County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	58828 ELM RD, MISHAWAKA, IN 46544-6805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 11, 2025
Transfer Doc	0000024426
Record Updated	Sep 20, 2026

September 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Sep 26, 2025
Property Address	4120 E 3RD ST, MISHAWAKA, IN 46544-4040
Document Number	0002524426
Map Reference	PB 9 PG 54
Instrument Date	Sep 11, 2025
Instrument	2524426
Transaction Type	Transfer
Record Updated	Oct 29, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4120 E 3RD ST, MISHAWAKA, IN 46544-4040

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 E 3RD ST, MISHAWAKA, IN 46544-4040

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$135,300 (+53.05%) Land $15,800 Building $119,500	$135,300 (+53.05%) Land $15,800 Building $119,500
2024	$74.00 (+2.78%)	$88,400 (-1.34%) Land $15,800 Building $72,600	$88,400 (-1.34%) Land $15,800 Building $72,600
2023	$72.00 (+1.41%)	$89,600 (-) Land $15,700 Building $73,900	$89,600 (-) Land $15,700 Building $73,900
2022	$71.00	$89,600 Land $15,700 Building $73,900	$89,600 Land $15,700 Building $73,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1996–2009)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2009 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Fourway.

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