St. Joseph County property record for 3918 E 3rd St, Mishawaka, IN 46544
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,632 sqft · built 1995 |
| Lot Size | 0.248 acres (10,816 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $149,900 (Feb 2024) |
| Tax Bill | $1,898 (2025) |
| Deeds & Mortgages | May 2017 Mortgage Aug 2005 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 71-10-18-151-024.000-023 |
| Primary APN | 71-10-18-151-024.000-023 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,632 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 10,816 sqft (0.248 acres) |
| Lot Dimensions | 169 ft deep x 64 ft wide |
| Shed | 1 Shed |
| Shed Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3918 E 3RD ST |
|---|---|
| City | MISHAWAKA |
| State | IN |
| Zip | 46544-3928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 168.66 OF LOT 6 BEING LOT 6A WARDS PRO SOUTH OF LWE SEC 18-37-4E SPLIT OF 16 1104 4046 WD1919 5/3/95 |
| Legal Range | 4E |
| Legal Township | 37 |
| Legal Section | 18 |
| Legal Subdivision | WARDS PRO SOUTH |
| Legal Lot Number | 6,6A |
| Jurisdiction | ST JOSEPH IN |
| Township / Civil Division | PENN |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 10500 |
Source: St. Joseph County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3918 E 3RD ST, MISHAWAKA, IN 46544-3928 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 2, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NOTRE DAME FCU |
| Aug 31, 2005 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO FINANCIAL INDIANA INC |
| Feb 26, 2024 | Warranty Deed, Transfer · Conventional Mortgage FIRST FSB |
| Dec 27, 2012 | Warranty Deed, Transfer · Conventional Mortgage NOTRE DAME FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 26, 2024 · Amount on Record |
| Deed Sale | Feb 26, 2024 · Amount on Record |
| Prior Sale | Dec 27, 2012 · Amount on Record |
| Deed Document Number | 20244083 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Property Address | 3918 E 3RD ST, MISHAWAKA, IN 46544-3928 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001710718 |
|---|---|
| Date | May 2, 2017 |
| Instrument | 1710718 |
| Name | NOTRE DAME FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | May 15, 2039 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Property Address | 3918 E 3RD ST, MISHAWAKA, IN 46544-3928 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000540160 |
|---|---|
| Date | Aug 31, 2005 |
| Instrument | 0540160 |
| Name | WELLS FARGO FINANCIAL INDIANA INC |
|---|---|
| Address | MISHAWAKA, IN 46545 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 27, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Feb 26, 2024 |
| Property Address | 3918 E 3RD ST, MISHAWAKA, IN 46544-3928 |
| Document Number | 0002404083 |
| Instrument Date | Feb 16, 2024 |
| Instrument | 2404083 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3918 E 3RD ST, MISHAWAKA, IN 46544-3928 |
| Document Number | 0002404084 |
|---|---|
| Date | Feb 26, 2024 |
| Instrument | 2404084 |
| Name | FIRST FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Dec 27, 2012 |
| Property Address | 3918 E 3RD ST, MISHAWAKA, IN 46544-3928 |
| Document Number | 0001241285 |
| Instrument Date | Dec 20, 2012 |
| Instrument | 1241285 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Title Company | METROPOLITAN TITLE IN LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3918 E 3RD ST, MISHAWAKA, IN 46544-3928 |
| Document Number | 0001241286 |
|---|---|
| Date | Dec 27, 2012 |
| Instrument | 1241286 |
| Name | NOTRE DAME FCU |
|---|---|
| Type | Credit Union |
| Address | NOTRE DAME, IN 46556 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2043 |
Source: St. Joseph County assessment roll, as of March 11, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | St. Joseph County |
| County Subdivision | Penn Township |
| Municipality | Mishawaka City |
| Unified School District | Mishawaka School City (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,898.00 (+45.33%) | $181,300 (+54.17%) Land $24,000 Building $157,300 | $181,300 (+54.17%) Land $24,000 Building $157,300 |
| 2024 | $1,306.00 (-2.54%) | ||
| 2023 | $1,340.00 (-1.76%) | $117,600 (-0.42%) Land $24,000 Building $93,600 | $117,600 (-0.42%) Land $24,000 Building $93,600 |
| 2022 | $1,364.00 Homeowner's exemption | $118,100 Land $24,000 Building $94,100 | $118,100 Land $24,000 Building $94,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1996–2009) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2009 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 78% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 7 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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