412 Winter Park Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 412 Winter Park Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,825 sqft · built 1997
Lot Size	0.22 acres (9,583 sqft)
Owner	Company Name on Record
Last Sale	$250,000,000 (Dec 2017)
Tax Bill	$4,343 (2025)
Deeds & Mortgages	Dec 2017 Mortgage May 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`A962000657`

Property Details

APN / Parcel Number

Primary APN	`A962000657`
Alternative APN	`2-0060-7338-00-0115.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,825 sqft Living Area
Gross Area	3,808 sqft
1st Floor Area	1,600 sqft
Basement Area	1,544 sqft
Finished Basement	1,225 sqft
Unfinished Basement	319 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	664 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	389 sqft
Patio Area	102 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A962000657
Street Address	412 WINTER PARK DR
City	O FALLON
State	MO
Zip	63366-5529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINTERHAVEN LOT 115
Legal Subdivision	WINTERHAVEN
Legal Lot Number	115
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	1
Census Block	1002
Census Tract	311712

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	120 S RIVERSIDE PLZ, 2000, CHICAGO, IL 60606-6995
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2017	Grant Deed, Transfer MISCELLANEOUS INS CO
May 3, 2017	Warranty Deed, Transfer SECURITY TITLE COMPANY, SECURE TITLE INSURANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2017 · Amount on Record
Deed Sale	Dec 28, 2017 · Amount on Record
Prior Sale	May 3, 2017 · Amount on Record
Deed Document Number	2017799290
Deed Book / Page	6859 / 1731
Prior Transfer Date	Mar 18, 2015
Prior Transfer Doc	0000169830
Record Updated	Oct 29, 2026

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 28, 2017
Property Address	412 WINTER PARK DR, O FALLON, MO 63366-5529
Document Number	0068591731
Book / Page	006859 / 001731
Instrument Date	Dec 21, 2017
Instrument	799290
Transaction Type	Transfer
Record Updated	Jan 4, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	180 N STETSON AVE #3650 CHICAGO IL 606016709, 3650, CHICAGO, IL 60601-6709

Mortgage

Document Number	68591734
Date	Dec 28, 2017
Book Page	006859/001734
Instrument	799300

Lender

Name	MISCELLANEOUS INS CO
Address	1 METLIFE WAY, WHIPPANY, NJ 07981-1449

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 3, 2017
Property Address	412 WINTER PARK DR, O FALLON, MO 63366-5529
Document Number	0067372261
Book / Page	006737 / 002261
Instrument Date	May 2, 2017
Instrument	268620
Transaction Type	Transfer
Record Updated	Jun 28, 2017
Title Company	SECURITY TITLE COMPANY, SECURE TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	180 N STETSON AVE #3650 CHICAGO IL 606016709, 3650, CHICAGO, IL 60601-6709
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,671 (-)	$356,164 (-) Land $70,000 Building $286,164
2025	$4,343.00 (+10.28%)	$67,671 (+13.66%)	$356,164 (+13.66%) Land $70,000 Building $286,164
2024	$3,938.00 (+7.92%)
2023		$59,538 (+16.06%)
2022	$3,649.00	$51,300	$313,356 (+16.06%) Land $50,000 Building $263,356
2021			$270,000 Land $45,000 Building $225,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, i3 Broadband, Verizon.

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