401 Winter Park Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 401 Winter Park Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,377 sqft · built 1997
Lot Size	0.26 acres (11,326 sqft)
Owner	Company Name on Record
Tax Bill	$4,871 (2025)
Deeds & Mortgages	Sep 2021 Transfer Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A962000635`

Property Details

APN / Parcel Number

Primary APN	`A962000635`
Alternative APN	`2-0060-7338-00-0093.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,377 sqft Living Area
Gross Area	4,506 sqft
1st Floor Area	2,667 sqft
Basement Area	1,419 sqft
Finished Basement	710 sqft
Unfinished Basement	709 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	120 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A962000635
Street Address	401 WINTER PARK DR
City	O FALLON
State	MO
Zip	63366-5530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINTERHAVEN LOT 93
Legal Subdivision	WINTERHAVEN
Legal Lot Number	93
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	1
Census Block	1003
Census Tract	311712

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	11226 POINTE CT, SAINT LOUIS, MO 63127-1741
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Quit Claim Deed, Transfer Quitclaim
Oct 30, 2020	Warranty Deed, Transfer GUILD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2021
Deed Sale	Sep 14, 2021
Prior Sale	Oct 30, 2020 · Amount on Record
Deed Document Number	202176702
Prior Transfer Date	Jul 16, 2021
Prior Transfer Doc	2021R076702
Record Updated	Sep 20, 2026

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 14, 2021
Property Address	401 WINTER PARK DR, O FALLON, MO 63366-5530
Document Number	2021R076702
Map Reference	MB 32 PG 328
Instrument Date	Jul 16, 2021
Instrument	2021R-076702
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 WINTER PARK DR, O FALLON, MO 63366-5530

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 30, 2020
Property Address	401 WINTER PARK DR, O FALLON, MO 63366-5530
Document Number	0000083453
Instrument Date	Oct 29, 2020
Instrument	83453
Transaction Type	Transfer
Record Updated	Feb 23, 2021
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11226 POINTE CT ST LOUIS MO 631271741, ST LOUIS, MO 63127-1741

Mortgage

Document Number	83454
Date	Oct 30, 2020
Instrument	83454

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,963 (-)	$399,803 (-) Land $70,000 Building $329,803
2025	$4,871.00 (+7.17%)	$75,963 (+10.39%)	$399,803 (+10.39%) Land $70,000 Building $329,803
2024	$4,545.00
2023		$68,811
2022			$362,165 Land $50,000 Building $312,165

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, i3 Broadband, Verizon.

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