412 Waterfront Pl, Dayton, OH 45458 Property Records

Montgomery County property record for 412 Waterfront Pl, Dayton, OH 45458 · Last verified February 2026

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,008 sqft · built 1990
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$143,000 (Oct 2024)
Tax Bill	$2,513 (2024)
Deeds & Mortgages	Apr 2023 Transfer Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`O67 51015 0049`

Property Details

APN / Parcel Number

Primary APN	`O67 51015 0049`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Condo/Apartment
Exterior Material	Combination
Construction Type	Frame
Lot Area	2,178 sqft
Porch	Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	412 WATERFRONT PL
City	DAYTON
State	OH
Zip	45458-3870
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BLDG 4 UNIT 412 WATERFRONT PLACE CONDO SEC 4
Legal Subdivision	WATERFRONT PLACE CONDO
Legal Lot Number	49
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1005
Census Tract	40306

Owner

Source: Montgomery County records · APN O67 51015 0049

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	412 WATERFRONT PL, DAYTON, OH 45458-3870
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 07, 2023	Intrafamily Transfer, Transfer
Nov 20, 2017	Warranty Deed, Transfer · Conventional with PMI USAA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 08, 2024 · Amount on Record
Deed Sale	Oct 08, 2024 · Amount on Record
Prior Sale	Apr 07, 2023
Deed Document Number	2024-00053596
Record Updated	Jun 08, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY OH
Recording Date	Apr 07, 2023
Property Address	412 WATERFRONT PL, DAYTON, OH 45458-3870
Document Number	0000017935
Map Reference	MB90-547-A06PG144-47
Instrument Date	Mar 28, 2023
Instrument	202300017935
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	412 WATERFRONT PL, DAYTON, OH 45458-3870

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Nov 20, 2017
Property Address	412 WATERFRONT PL, DAYTON, OH 45458-3870
Document Number	0000069351
Instrument Date	Oct 30, 2017
Instrument	69351
Transaction Type	Transfer
Record Updated	Jan 03, 2018
Title Company	LANDMARK TITLE AGENCY SOUTH INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$209.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 WATERFRONT PL DAYTON OH 454583870, DAYTON, OH 45458-3870

Mortgage

Document Number	69388
Date	Nov 20, 2017
Instrument	69388

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Nov 19, 2032

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$37,320 (-) Land $7,520 Building $29,800
2024	$2,513.00 (+8.6%)
2023	$2,314.00 (+9.1%)	$37,320 (+37.97%) Land $7,520 Building $29,800	$106,630 (+38%) Land $21,480 Building $85,150
2022	$2,121.00	$27,050 Land $5,450 Building $21,600
2020			$77,270 Land $15,570 Building $61,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (39113C), updated June 21, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391130403061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2002–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2018, rainfall accumulation

Wildfire

Wildfire Risk	Low above 1% of the US · above 4% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 145 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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