404 Waterfront Pl, Dayton, OH 45458 Property Records

Montgomery County property record for 404 Waterfront Pl, Dayton, OH 45458 · Last verified July 2026

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,008 sqft · built 1990
Lot Size	0.052 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$158,333 (Jun 2026)
Tax Bill	$2,061 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`O67-51015-0045`

Property Details

APN / Parcel Number

Primary APN	`O67-51015-0045`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Lot Area	2,178 sqft (0.052 acres)
View / Lot	Apt/Condo Complex
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	404 WATERFRONT PL
City	DAYTON
State	OH
Zip	45458-3870
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BLDG 4 UNIT 404 WATERFRONT PLACE CONDO SEC 4
Legal Subdivision	WATERFRONT PLACE CONDO
Legal Lot Number	45
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1005
Census Tract	40306

Owner

Source: Montgomery County records · APN O67-51015-0045

Assessment roll updated December 30, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	404 WATERFRONT PL, DAYTON, OH 45458-3870
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Warranty Deed, Transfer · Conventional Mortgage WRIGHTPATT CREDIT UNION INC
Jul 12, 2023	Transfer on Death Deed, Transfer
May 15, 2023	Warranty Deed, Transfer HOME SERVICES TITLE LLC
Apr 26, 2023	Warranty Deed, Transfer
Mar 15, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 16, 2026 · Amount on Record
Deed Sale	Jun 16, 2026 · Amount on Record
Prior Sale	May 15, 2023 · Amount on Record
Deed Document Number	202635814
Prior Transfer Date	Feb 02, 2019
Prior Transfer Doc	0000012913
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jun 16, 2026
Property Address	404 WATERFRONT PL, DAYTON, OH 45458-3870
Document Number	0000035814
Instrument Date	May 13, 2026
Instrument	202635814
Transaction Type	Transfer
Record Updated	Jun 26, 2026
Title Company	RED LETTER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$47,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 WATERFRONT PL, DAYTON, OH 45458-3870

Mortgage

Document Number	0000035815,
Date	Jun 16, 2026
Instrument	202635815

Lender

Name	WRIGHTPATT CREDIT UNION INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jul 12, 2023
Property Address	404 WATERFRONT PL, DAYTON, OH 45458-3870
Document Number	0000035140
Map Reference	MB 144 PG 47
Instrument Date	Jul 05, 2023
Instrument	202300035140
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 WATERFRONT PL, DAYTON, OH 45458-3870

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	May 15, 2023
Property Address	404 WATERFRONT PL, DAYTON, OH 45458-3870
Document Number	0000024091
Map Reference	MF 89-648 A01
Instrument Date	May 08, 2023
Instrument	202300024091
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	HOME SERVICES TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 WATERFRONT PL, WASHINGTON TOWNSHIP, OH 45458-3870

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Apr 26, 2023
Property Address	404 WATERFRONT PL, DAYTON, OH 45458-3870
Document Number	0000021036
Map Reference	VOL 146 PG 24
Instrument Date	Mar 28, 2023
Instrument	202300021036
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 WATERFRONT PL, DAYTON, OH 45458-3870

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Mar 15, 2019
Property Address	404 WATERFRONT PL, DAYTON, OH 45458-3870
Document Number	0000012913
Instrument Date	Feb 02, 2019
Instrument	12913
Transaction Type	Transfer
Record Updated	Apr 01, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	404 WATERFRONT PL DAYTON OH 454583870, DAYTON, OH 45458-3870

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated December 30, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,061.00 (-1.29%)	$40,710 (-) Land $9,000 Building $31,710	$116,310 (-) Land $25,700 Building $90,610
2024	$2,088.00 (+77.1%)
2023	$1,179.00 (-50.04%)	$40,710 (+38%) Land $9,000 Building $31,710	$116,310 (+37.99%) Land $25,700 Building $90,610
2022	$2,360.00	$29,500 Land $6,520 Building $22,980
2020			$84,290 Land $18,630 Building $65,660

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (39113C), updated June 21, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391130403061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2002–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2018, rainfall accumulation

Wildfire

Wildfire Risk	Low above 1% of the US · above 4% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 145 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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