Allegany County property record for 412 Warwick Ave, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 976 sqft · built 1943 |
| Lot Size | 0.096 acres (4,168 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $96,000 (Aug 2019) |
| Tax Bill | $1,092 (2025) |
| Deeds & Mortgages | Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-021746 |
| Primary APN | 04-021746 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 976 sqft Total Area |
| Basement Area | 250 sqft |
| Finished Basement | 250 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 4,168 sqft (0.096 acres) |
| Patio Area | 87 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 021746 |
|---|---|
| Street Address | 412 WARWICK AVE |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-3739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 412 WARWICK AVE LOT 7 BLK 25 JH 40X106 40X102 |
| Legal Subdivision | JOHNSON HEIGHTS |
| Legal Block | 25 |
| Legal Lot Number | 7 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 4, CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 600 |
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 412 WARWICK AVE, CUMBERLAND, MD 21502-3739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2019 · Amount on Record |
| Deed Sale | Aug 8, 2019 · Amount on Record |
| Prior Sale | Aug 12, 2005 · Amount on Record |
| Deed Book / Page | 2487 / 291 |
| Transfer Doc | 0000002133 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Aug 8, 2019 |
| Property Address | 412 WARWICK AVE, CUMBERLAND, MD 21502-3739 |
| Document Number | 0024870291 |
| Book / Page | 002487 / 000291 |
| Instrument Date | Aug 1, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $672.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 412 WARWICK AVE CUMBERLAND MD 215023739, CUMBERLAND, MD 21502-3739 |
| Document Number | 24870295 |
|---|---|
| Date | Aug 8, 2019 |
| Book Page | 002487/000295 |
| Name | FIRST MTG SVCS GROUP INC |
|---|---|
| Address | CUMBERLAND, MD 21502 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 7, 2049 |
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $131,300 (+38.21%) Land $6,600 Building $124,700 | $131,300 (+38.21%) Land $6,600 Building $124,700 | |
| 2025 | $1,092.00 (+23.67%) | ||
| 2023 | $883.00 | $95,000 Land $6,600 Building $88,400 | $95,000 Land $6,600 Building $88,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1996) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 1996 · Severe Storms And Flooding Assoc With Tropical Storm Fran |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Crowsnest Broadband, T-Mobile.
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