408 Warwick Ave, Cumberland, MD 21502 Property Records

Allegany County property record for 408 Warwick Ave, Cumberland, MD 21502 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,371 sqft · built 1941
Lot Size0.103 acres (4,500 sqft)
Owner2 Individual Names on File
Last Sale$171,000 (Sep 2023)
Tax Bill$1,125 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Jan 2023 Sale
Flood ZoneZone X (minimal risk)
APN04-005082

Property Details

APN / Parcel Number

Primary APN04-005082
Alternative APNs
  • 4005082
  • 005082

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,371 sqft Total Area

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area4,500 sqft (0.103 acres)
PorchSlab
Porch Area72 sqft
Deck Area96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number005082
Street Address408 WARWICK AVE
CityCUMBERLAND
StateMD
Zip21502-3739
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWARWICK AVE LOT 5 BLK 25 40X110 JOHNSON HGTS 40X115
Legal SubdivisionJOHNSON HEIGHTS ADDITION
Legal Block25
Legal Lot Number5
JurisdictionALLEGANY MD
Township / Civil Division4, CUMBERLAND
Census Block Group1
Census Block1017
Census Tract600

Owner

Source: Allegany County records · APN 04-005082

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address408 WARWICK AVE, CUMBERLAND, MD 21502-3739
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Sep 08, 2023Deed, Transfer · VA Mortgage
ROCKET MORTGAGE LLC
Jan 12, 2023Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 08, 2023 · Amount on Record
Deed SaleSep 08, 2023 · Amount on Record
Record UpdatedSep 20, 2026

September 2023: Deed, Transfer

Document TypeDeed
JurisdictionALLEGANY MD
Recording DateSep 08, 2023
Property Address408 WARWICK AVE, CUMBERLAND, MD 21502-3739
Document Number002906-0208
Book / Page2906 / 208
Map ReferenceLB 2848 FO 7
Instrument DateJul 21, 2023
Transaction TypeTransfer
Record UpdatedSep 26, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$427.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 WANNICK AVENUE, CUMBERLAND, MD 21502

Mortgage

Document Number0029060217
DateSep 08, 2023
Instrument2906-0217
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueAug 01, 2053

January 2023: Deed, Transfer

Document TypeDeed
JurisdictionALLEGANY MD
Recording DateJan 12, 2023
Property Address408 WARWICK AVE, CUMBERLAND, MD 21502-3739
Document Number002848-0007
Book / Page2848 / 7
Instrument DateDec 13, 2022
Transaction TypeTransfer
Record UpdatedFeb 01, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address17010 OLDTOWN RD SE, OLDTOWN, MD 21555-1652

Tax Assessment & Valuation

Source: Allegany County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
MunicipalityCumberland City
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$153,600 (+150.98%) Land $7,200 Building $146,400$153,600 (+150.98%) Land $7,200 Building $146,400
2025$1,125.00 (+97.72%)
2023$569.00$61,200 Land $7,200 Building $54,000$61,200 Land $7,200 Building $54,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allegany County (24001C), updated November 12, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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