412 Walker St, Sturgis, MI 49091 Property Records

St. Joseph County property record for 412 Walker St, Sturgis, MI 49091

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,312 sqft · built 1940
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on Record
Last Sale$129,900 (Nov 2020)
Tax Bill$2,300 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Nov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN052-580-009-00

Property Details

APN / Parcel Number

Primary APN052-580-009-00

Interior

Full Baths1 Bath
Building Area1,312 sqft Building Perimeter
1st Floor Area875 sqft
Basement Area875 sqft
Unfinished Basement875 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions126 ft deep x 50 ft wide
Garage Area480 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address412 WALKER ST
CitySTURGIS
StateMI
Zip49091-1844
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 20. SHADOW LAWN ADD. CITY OF STURGIS.
Legal SubdivisionSHADOW LAWN ADD
Legal Lot Number20
JurisdictionST JOSEPH MI
Township / Civil DivisionSTURGIS
Census Block Group1
Census Block1019
Census Tract40500

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address412 WALKER ST, STURGIS, MI 49091-1844
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2020Warranty Deed, Transfer · Conventional Mortgage
MEMBER FIRST MORTGAGE LLC
Nov 6, 2018Warranty Deed, Transfer · Conventional Mortgage
AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 24, 2020 · Amount on Record
Deed SaleNov 24, 2020 · Amount on Record
Prior SaleNov 6, 2018 · Amount on Record
Deed Document Number20207819
Prior Transfer DateAug 29, 2008
Prior Transfer Doc1546/0128
Record UpdatedOct 29, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH MI
Recording DateNov 24, 2020
Property Address412 WALKER ST, STURGIS, MI 49091-1844
Document Number2020007819
Map ReferenceLB 1 PG 100
Instrument DateNov 16, 2020
Instrument2020007819
Transaction TypeTransfer
Record UpdatedJul 22, 2021
Title CompanyOAK TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$975.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address412 WALKER ST, 412, STURGIS, MI 49091-1844

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address501 US HIGHWAY 131 N LOT 4, 4, WHITE PIGEON, MI 49099-9156

Mortgage

DateNov 24, 2020
Lender
NameMEMBER FIRST MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH MI
Recording DateNov 6, 2018
Property Address412 WALKER ST, STURGIS, MI 49091-1844
Document Number01937/0846
Book / Page1937 / 0846
Map ReferenceLB1 PG100
Instrument DateNov 2, 2018
Transaction TypeTransfer
Record UpdatedMay 3, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$774.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address412 WALKER ST, 412, STURGIS, MI 49091-1844

Transferred To (Grantee/Buyer)

NameVerified Name
Address67738 THUNDERBIRD DR, STURGIS, MI 49091-9795

Mortgage

Document Number0001937847
DateNov 6, 2018
Instrument1937/847
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2048

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
MunicipalitySturgis City
Unified School DistrictSturgis Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$76,800 Land $5,100 Building $71,700$153,600 Land $10,200 Building $143,400
2025$2,300.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTURGIS
serves 11,920 people · EPA ID MI0006440
Water SourceGroundwater
Last State InspectionDec 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Lakeland Internet.

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