408 Walker St, Sturgis, MI 49091 Property Records

St. Joseph County property record for 408 Walker St, Sturgis, MI 49091

Property Summary

Property Type	Single Family Home
Details	1 ba · 875 sqft
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Aug 2024)
Tax Bill	$1,925 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`052-580-011-00`

Property Details

APN / Parcel Number

Primary APN	`052-580-011-00`

Interior

Full Baths	1 Bath
Building Area	875 sqft Building Perimeter
1st Floor Area	875 sqft
Basement Area	875 sqft
Unfinished Basement	875 sqft

Exterior

Architectural Style	Ranch
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	126 ft deep x 45 ft wide
Garage Area	360 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	408 WALKER ST
City	STURGIS
State	MI
Zip	49091-1844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22. SHADOW LAWN ADD. CITY OF STURGIS.
Legal Subdivision	SHADOW LAWN ADD. CITY OF STURGIS
Legal Lot Number	22
Jurisdiction	ST JOSEPH MI
Township / Civil Division	STURGIS
Census Block Group	1
Census Block	1019
Census Tract	40500

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1023 CATO LN, B3, STURGIS, MI 49091-2072
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Deed of Trust, Mortgage · Line of Credit STURGIS BANK & TRUST CO
Apr 17, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2024 · Amount on Record
Deed Sale	Aug 23, 2024 · Amount on Record
Prior Sale	Apr 17, 2017 · Amount on Record
Deed Document Number	20246091
Prior Transfer Date	Sep 12, 2006
Prior Transfer Doc	1395/0904
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	408 WALKER ST, STURGIS, MI 49091-1844
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 WALKER ST, STURGIS, MI 49091-1844

Mortgage

Document Number	2023006533
Date	Sep 11, 2023
Instrument	2023006533

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Apr 17, 2017
Property Address	408 WALKER ST, STURGIS, MI 49091-1844
Document Number	1866/0197
Book / Page	1866 / 0197
Map Reference	MB1 PG100
Instrument Date	Apr 13, 2017
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$554.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	408 WALKER ST, 408, STURGIS, MI 49091-1844

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70574 S NOTTAWA RD, STURGIS, MI 49091-9731

Mortgage

Document Number	18660198
Date	Apr 17, 2017
Instrument	1866/0198

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Sturgis City
Unified School District	Sturgis Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,800 (+4.58%)	$109,600 (+4.58%)
2025	$1,925.00 Homeowner's exemption	$52,400 Land $3,300 Building $49,100	$104,800 Land $6,600 Building $98,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS serves 11,920 people · EPA ID MI0006440
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

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