412 W Sandra Ter, Phoenix, AZ 85023 Property Records

Maricopa County property record for 412 W Sandra Ter, Phoenix, AZ 85023

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,553 sqft · built 1985
Lot Size	0.141 acres (6,169 sqft)
Owner	Individual Name on Record
Last Sale	$229,999 (Dec 2017)
Tax Bill	$2,418 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`208-34-143`

Property Details

APN / Parcel Number

Primary APN	`208-34-143`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,553 sqft Living Area
1st Floor Area	1,553 sqft

Exterior

Year Built	Built 1985
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	6,169 sqft (0.141 acres)
Parking Spaces	2 Parking Spaces
Pool Area	310 sqft
Patio Area	310 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	412 W SANDRA TER
City	PHOENIX
State	AZ
Zip	85023-3549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-L
Legal Description	TURTLE CREEK MCR 249-12
Legal Range	03E
Legal Township	03N
Legal Section	05
Legal Quarter	NW
Quarter-Quarter Section	SW
Legal Subdivision	TURTLE CREEK
Legal Lot Number	143
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2018
Census Tract	103604

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	412 W SANDRA TER, PHOENIX, AZ 85023-3549
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FINANCIAL LENDING INC
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Nov 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 26, 2017	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS
Jun 27, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2017 · Amount on Record
Deed Sale	Dec 26, 2017 · Amount on Record
Prior Sale	Dec 26, 2017 · Amount on Record
Deed Document Number	0000954865
Last Transfer Date	Jan 11, 2022
Transfer Doc	0000032750
Record Updated	Jun 8, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jan 11, 2022
Property Address	412 W SANDRA TER, PHOENIX, AZ 85023-3549
Document Number	0000032750
Map Reference	MB 249 PG 12
Instrument Date	Jan 3, 2022
Instrument	20220032750
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 W SANDRA TER, PHOENIX, AZ 85023-3549

Mortgage

Document Number	0000032751
Date	Jan 11, 2022
Instrument	20220032751

Lender

Name	AMERICAN FINANCIAL LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2042

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	412 W SANDRA TER, PHOENIX, AZ 85023-3549
Document Number	0000570613
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 W SANDRA TER PHOENIX AZ 850233549, PHOENIX, AZ 85023-3549

Mortgage

Document Number	0000570613
Date	Jun 29, 2020
Instrument	570613

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 28, 2045

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	412 W SANDRA TER, PHOENIX, AZ 85023-3549
Document Number	0000943502
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 W SANDRA TER PHOENIX AZ 850233549, PHOENIX, AZ 85023-3549

Mortgage

Document Number	0000943502
Date	Nov 22, 2019
Instrument	943502

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2049

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 26, 2017
Property Address	412 W SANDRA TER, PHOENIX, AZ 85023-3549
Document Number	0000954865
Instrument Date	Dec 13, 2017
Instrument	954865
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	EQUITY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 W SANDRA TER PHOENIX AZ 850233549, PHOENIX, AZ 85023-3549

Mortgage

Document Number	954866
Date	Dec 26, 2017
Instrument	954866

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Dec 25, 2037

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 27, 2017
Property Address	412 W SANDRA TER, PHOENIX, AZ 85023-3549
Document Number	0000468247
Instrument Date	Jun 23, 2017
Instrument	468247
Transaction Type	Transfer
Record Updated	Jul 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	412 W SANDRA TER PHOENIX AZ 850233549, PHOENIX, AZ 85023-3549

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Glendale Union High School District (09 - 12)
Elementary School District	Washington Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,180 (-4.98%)	$371,800 (-4.98%) Land $74,300 Building $297,500
2025	$2,418.00 (+6.1%)
2024		$39,130	$391,300 Land $78,200 Building $313,100
2023	$2,279.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 850 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile.

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