402 W Sandra Ter, Phoenix, AZ 85023 Property Records

Maricopa County property record for 402 W Sandra Ter, Phoenix, AZ 85023

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,246 sqft · built 1984
Lot Size	0.131 acres (5,684 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Jun 2015)
Tax Bill	$1,977 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`208-34-141`

Property Details

APN / Parcel Number

Primary APN	`208-34-141`
Alternative APN	`208341411`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,246 sqft Living Area
Gross Area	1,584 sqft
1st Floor Area	1,246 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	5,684 sqft (0.131 acres)
Parking Spaces	2 Parking Spaces
Patio Area	338 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	402 W SANDRA TER
City	PHOENIX
State	AZ
Zip	85023-3547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-L
Legal Description	TURTLE CREEK MCR 249-12
Legal Range	3E
Legal Township	3N
Legal Section	5
Legal Subdivision	TURTLE CREEK
Legal Lot Number	141
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2019
Census Tract	103604

Owner

Source: Maricopa County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	402 W SANDRA TER, PHOENIX, AZ 85023-3547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 23, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 26, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Oct 26, 2017	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2015 · Amount on Record
Deed Sale	Jun 11, 2015 · Amount on Record
Prior Sale	Jun 7, 2011 · Amount on Record
Deed Document Number	2015416766
Prior Transfer Date	Jun 2, 1995
Prior Transfer Doc	0000523770
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	402 W SANDRA TER, PHOENIX, AZ 85023-3547
Transaction Type	Mortgage
Record Updated	Jul 11, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 W SANDRA TER, PHOENIX, AZ 85023-3547

Mortgage

Document Number	0000343809
Date	Jun 30, 2023
Instrument	20230343809

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Apr 1, 2052

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	402 W SANDRA TER, PHOENIX, AZ 85023-3547
Transaction Type	Mortgage
Record Updated	Jun 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 W SANDRA TER, PHOENIX, AZ 85023-3547

Mortgage

Document Number	0000442611
Date	May 23, 2022
Instrument	20220442611

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2052

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	402 W SANDRA TER, PHOENIX, AZ 85023-3547
Document Number	0000864645
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 27, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 W SANDRA TER PHOENIX AZ 850233547, PHOENIX, AZ 85023-3547

Mortgage

Document Number	0000864645
Date	Nov 21, 2017
Instrument	864645

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2047

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARICOPA AZ
Property Address	402 W SANDRA TER, PHOENIX, AZ 85023-3547
Document Number	0000872414
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 W SANDRA TER PHOENIX AZ 850233547, PHOENIX, AZ 85023-3547

Mortgage

Document Number	0000872414
Date	Nov 27, 2017
Instrument	872414

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Glendale Union High School District (09 - 12)
Elementary School District	Washington Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,260 (+87.48%)	$332,600 (-1.33%) Land $66,500 Building $266,100
2025	$1,977.00 (+6.06%)	$17,741 (-49.81%)	$337,100 (-4.64%) Land $67,400 Building $269,700
2024		$35,350	$353,500 Land $70,700 Building $282,800
2023	$1,864.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 850 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile.

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