412 W Main St, Sidney, IL 61877 Property Records

Champaign County property record for 412 W Main St, Sidney, IL 61877

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,293 sqft · built 1903
Lot Size	0.3 acres (13,070 sqft)
Owner	Company Name on Record
Last Sale	$128,700 (Jun 2026)
Tax Bill	$3,148 (2025)
Deeds & Mortgages	Jun 2026 Sale Mar 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-28-09-376-026`

Property Details

APN / Parcel Number

Primary APN	`24-28-09-376-026`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,293 sqft Living Area
Gross Area	2,939 sqft
Basement Area	493 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Other
Lot Area	13,070 sqft (0.3 acres)
Garage Type	Attached
Garage Area	713 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	440 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	412 W MAIN ST
City	SIDNEY
State	IL
Zip	61877-9701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 MCELWEE SUB NO 2
Legal Range	10E
Legal Township	18N
Legal Section	09
Legal Subdivision	MCELWEE SUB NO 2
Legal Lot Number	2
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	SIDNEY
Census Block Group	2
Census Block	2055
Census Tract	10800

Owner

Source: Champaign County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3400 BUTTONWOOD DR, A, COLUMBIA, MO 65201-3720
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Sheriff's Deed, Transfer NONE LISTED ON DOCUMENT
Mar 23, 2022	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Jul 24, 2020	Deed of Trust, Mortgage · Line of Credit LONGVIEW BANK
Apr 15, 2018	Loan Modification, Mortgage · Conventional Mortgage LONGVIEW BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2026 · Amount on Record
Deed Sale	Jun 2, 2026 · Amount on Record
Prior Sale	Mar 23, 2022 · Amount on Record
Deed Document Number	20268233
Prior Transfer Date	Mar 30, 2013
Prior Transfer Doc	0000017109
Record Updated	Sep 20, 2026

June 2026: Sheriff's Deed, Transfer

Document Type	Sheriff's Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 2, 2026
Property Address	412 W MAIN ST, SIDNEY, IL 61877-9701
Document Number	0000008233
Instrument Date	May 21, 2026
Instrument	20268233
Transaction Type	Transfer
Record Updated	Aug 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3400 BUTTONWOOD DR, COLUMBIA, MO 65201-3720

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 23, 2022
Property Address	412 W MAIN ST, SIDNEY, IL 61877-9701
Document Number	0000005302
Map Reference	DOC 98R20759
Instrument Date	Mar 21, 2022
Instrument	2022R05302
Transaction Type	Transfer
Record Updated	Mar 30, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 W MAIN ST, SIDNEY, IL 61877-9701

Mortgage

Document Number	0000005303
Date	Mar 23, 2022
Instrument	2022R05303

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.12%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	412 W MAIN ST, SIDNEY, IL 61877-9701
Transaction Type	Mortgage
Record Updated	Apr 27, 2021
Title Company	ALLIED CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014141
Date	Jul 24, 2020
Instrument	2020R14141

Lender

Name	LONGVIEW BANK
Type	Bank
Address	OGDEN, IL 61859

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Max Rate	18%

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Property Address	412 W MAIN ST, SIDNEY, IL 61877-9701
Document Number	0000007782
Instrument Date	Apr 15, 2018
Transaction Type	Mortgage
Record Updated	Jun 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 W MAIN ST SIDNEY IL 618779701, SIDNEY, IL 61877-9701

Mortgage

Document Number	0000007782
Date	May 16, 2018
Instrument	7782

Lender

Name	LONGVIEW BK
Address	OGDEN, IL 61859

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	May 15, 2021

Interest

Rate	6.25%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Sidney Township
Municipality	Sidney Village
Unified School District	Tolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,148.00 (+4.65%)	$64,510 (+8.8%) Land $11,640 Building $52,870	$193,530 (+8.8%) Land $34,920 Building $158,610
2024	$3,008.00 (+4.34%)	$59,290 (+16.41%) Land $10,700 Building $48,590	$177,870 (+16.41%) Land $32,100 Building $145,770
2023	$2,883.00 (+7.98%)
2022	$2,670.00 Homeowner's exemption	$50,930 Land $9,190 Building $41,740	$152,790 Land $27,570 Building $125,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1994–2026)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
MF Wireless Fixed Wireless	100 / 20

May also be available: Nextlink.

Nearby Properties on W Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures